It has an intuitive interface, so users can easily log into it, find out their purchase history, replenish their account or check their balance. It is located on the official website of the specified bank.
How to enter the personal account of the Belgazprombank purchase card?
After that, you will be able to entrance to the personal account of the shopping card. For this you will need:
- Register in the system
- Have access to the Internet.
Registration takes place at the branch. Therefore, you can immediately go through it when issuing a card. After that, you will be given a unique code required for identification and transactions. If you do not want to go to the office to connect your personal account, you can use the information kiosk.
For remote registration, click on the "Registration" button located on the official website of the financial institution. Choose the appropriate menu item:
- New user,
- current customer of the bank.
In the latter case, the username, passport number and phone number are indicated. New customers need to provide more complete information: a questionnaire is filled out, which indicates the maximum amount of personal information up to the apartment number. In the future, you only need to enter a username and password.
What happens in your personal account?
The main page has all the necessary information about the available cards. In the office, you can see about all operations, set limits. This option is also suitable for those who do not know how to find out the balance of the shopping card. Unlike other similar banking products, you will be able to see a statement of completed payments not after a certain date, but a few days after the transaction.
You can also view your balance:
- In the BGPB Mobile application,
- In information kiosks, cash desks, ATMs,
- With an SMS request.
Thus, you can make purchases from any partner store. Payment by card is the same as any other. Through your personal account, you will be able to track all your payments, the dates they were made. There you will also see a monthly statement with detailed information about all manipulations.
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A shopping card allows you to pay for goods and services in a network of partner stores without any overpayments. A prerequisite in this case is the timely repayment of the debt in equal installments by the 20th day of the next month. The installment plan is from 1 to 24 months. Its duration depends on the store where the purchase was made.
How to issue a shopping card and what is needed for this.
A purchase card can be issued by persons aged 18 to 64 years. To issue a card with a limit of up to 3,000 rubles (changed from 12/13/2018), a passport (residence permit in the Republic of Belarus) and official employment at the last place of work for more than 3 months are required. In this case, you do not need to provide proof of income.
If you need a limit of more than 3,000 rubles (changed from 12/13/2018), then you will need to provide a certificate of income (for the last 3 months) or receive wages on a Belgazprombank card.
You can issue a shopping card at any branch of Belgazprombank or order it through the online application form on the bank's website or by calling the short number 120. After completing the application, you can receive the card within 30 minutes.
Stores-partners shopping cards.
The list of partner stores of "Purchase Cards" from Belgazprombank is constantly expanding. As of the beginning of December 2018, their number exceeded 19,000 items. All stores can be found on a special page of the site.
How to replenish the card or pay off the debt.
There are many ways to deposit money and pay off debt. One of the most convenient is a special bank service, with which you can transfer funds from any bank card to a purchase card without commission (the minimum amount of one transaction is 5 rubles, the maximum is 500 rubles). When transferring from a Belgazprombank card, repayment will be made on the next business day, and when transferring from a card of another bank, within three business days. You can also pay your debt in other ways:
- With the help of Internet banking Belgazprombank.
It is necessary to go to the "My Portfolio" section, select the displayed "Purchase Card" and use the "Top Up" function to credit the required amount;
- Through ERIP;
- With the help of information kiosks;
- With the help of ATMs of Belgazprombank;
- Cash at any branch of Belgazprombank or RUE "Belpochta".
Additional features of the shopping card.
This card is used not only to purchase goods by installments, but also as a bonus card. To credit cashback (discount), you need to pay with your own funds in partner stores. In this case, a 2% cashback will be credited from the amount of each purchase made.
Additionally, the purchase card can be used as an international means of payment for settlements abroad and on the Internet (with own funds).
Find out the balance of the shopping card.
1. By SMS-message with the command - "1хххх" ("хххх" - the last four digits of the card number) to 2472 (free of charge).
2. With the help of a USSD request: *128*1*хххх# (where "хххх" are the last four digits of the payment card number) - free of charge.
3. At the ATM of JSC "Belgazprombank" (free of charge).
4. In the Internet bank (personal account) or in a mobile application (free of charge).
5. At the contact center at 120 or at the bank card holder escort service at +375-17-229-16-21. The cost of this service is 2 rubles.
A brief video review about the "Purchase Card" can be found in the following video:
Frequently Asked Questions about the "Purchase Card"
Answer. No. Even after leaving the decree, a woman needs to work for more than 3 months?
2. How to get a purchase card for an individual entrepreneur (IP)?
Answer. This requires business activity for more than 6 months. As documents, you need to provide a passport and a certificate of state registration of IP.
3. What limit can be credited to the card?
Answer. Everything is individual. It depends on the level of income. The approximate limit is shown in the table below:
4. How long is the card issued for?
Answer: For 5 years.
5. How to find out the debt on the purchase card?
Answer: The debt and the available limit are displayed in the Internet bank of Belgazprombank.
6. Can I change the pin code?
Answer: Yes. This can be done at an ATM of Belgazprombank. The cost of changing the PIN code is 1 ruble.
7. How to find out the pin code.
Answer: You can find out the PIN code using a USSD request. To do this, dial *128*2*5*ХХХХ(last four digits of the card number)# on your mobile phone
8. Can I withdraw cash?
Answer: Only credited own funds, which are not related to the repayment of debt.
9. Until what date is it necessary to repay the debt?
Answer:Until the 20th of every month. If you decide to pay off the debt on the 20th, then in this case you need to contact the bank office with a passport in order to deposit the amount into the account.
10. Is it possible to repay the debt ahead of schedule?
Answer: Yes. In this case, no fees will be charged.
11. How to become a shopping card partner?
Answer: To do this, you need to contact the department for working with partners through the online contact form.
12. Where can I get a shopping card?
Answer:The purchase card can be obtained at any branch of Belgazprombank OJSC in such cities as Minsk, Baranovichi, Bobruisk, Brest, Vitebsk, Volkovysk, Gomel, Grodno, Dzerzhinsk, Zhlobin, Kobrin, Lida, Mogilev, Molodechno, Nesvizh, Novogrudok, Novopolotsk, Orsha, Osipovichi, Pinsk, Rechitsa, Slonim, Soligorsk and Fanipol.
13. How to enter your personal account?
Answer: You can enter your personal account "Purchase Cards" using this link.
14. What are the promotions on the purchase card from Belgazprombank?
Answer: These promotions can be found on a special page of this banking product.
15. What is the late payment interest?
Answer: If the debt is repaid before the 20th, no interest is charged on the amount of the debt. However, if there is a delay in payment, then for each day of delay, interest is calculated at an interest rate of 0.16%, and your credit history may deteriorate.
If you have additional questions, you can ask them through the online form or in groups of social networks "
When issuing the Purchase Card, Belgazprombank decided not to create a separate personal account for it. Therefore, look at the office. website the button "Login to your personal account" is useless. She is not there. To conveniently manage your personal account and not contact technical support or a bank branch if you have any questions, you need to register at bgpb.by.
Here is a common personal account for all cards from Belgazprombank. When a user enters the personal account, he sees a list of all cards issued to him, after which he selects the right one and checks the balance, replenishes the account, transfers money, activates plastic, etc.
The site is quite well structured and the user can immediately see what exactly can be done in the personal account of the Purchase Card. Bank clients are offered to use the services of a personal financial manager who will answer the most common financial questions: where is the money, where did it go and where to spend it?
At the very top of the page there are buttons for downloading the mobile application. We advise you not to neglect this opportunity: it is really convenient!
A convenient and safe way to manage your accounts and cards at any time of the day or night from anywhere in the world using a computer or mobile device connected to the Internet.
Internet banking service for registered users
- issue an “ON-loan” to your payment card or an “Online overdraft” to a salary card;
- open "Internet deposit";
- order or reissue a card with delivery by mail to an address convenient for you;
- make debit transactions on deposits and accounts 24/7;
- draw up the following types of insurance contracts:
- injury insurance;
- comprehensive property and civil liability insurance;
- comprehensive insurance for air passengers and luggage;
- insurance against accidents and illnesses during a trip abroad.
- promptly receive information about the amounts available on your cards and accounts;
- set and change limits on amounts for various card debit transactions;
- find out the minimum payment on the current loan;
- block/unblock your cards online if necessary;
- generate a statement of the accounts of interest for free;
- make transfer and replenishment operations between your cards by currency;
- open and replenish "Internet deposit";
- view terms of service and more.
- set up the AutoPay service, which will allow you to pay for utility services, the Internet, mobile communications, Belgazprombank loans, and many other services in a timely manner, according to the schedule, by setting up their payment in automatic mode without commissions, queues and paperwork;
- pay for services through the ERIP system;
- perform grouping and sorting of payments made;
- view the history of completed transactions and much more.
Additionally:
- How to use the Internet Banking service (detailed user manual)
- Agreement and rules for the provision of remote banking services
Internet banking service for all users without registration
Using the service "3D payments" for cards issued by banks of the Republic of Belarus:
- replenish deposits of Belgazprombank;
- repay Belgazprombank loans, including DELAY;
- pay for services through the ERIP system
Using the "Transfers" service, make transfers between cards issued by banks of the Republic of Belarus:
- from a card of any bank of the Republic of Belarus to Belgazprombank cards free of charge;
- from Belgazprombank cards to cards of any other bank of the Republic of Belarus;
- between cards of any banks of the Republic of Belarus.
OJSC "Belgazprombank" does not charge commission when making a transfer to Belgazprombank cards. The issuing bank of the card from which the transfer is made may charge a commission for the transaction. We recommend that you familiarize yourself with the full list of remuneration for servicing your card in advance.
". The mechanism of operation of these two cards is similar: a purchase card is an installment card with which you can pay for goods and services purchased in a partner network of enterprises. If you look more broadly, then the Belgazprombank purchase card is, in fact, a credit card, i.e. You purchase goods not at your own expense, but at the expense of a bank loan. The only difference is that you can only make purchases in the affiliate network. However, you can also make purchases in installments on Halva only online.
Using the Belgazprombank shopping card, you purchase goods now and pay for them later without overpayments. Those. It's like you take an interest-free loan from the bank and pay it back in equal shares for a certain period (meaning for the installment period that the partner company provides you).
So, what is a Purchase Card, we figured out more. Now you need to find out what conditions the bank offers for using this card in order to weigh all the pros and cons before issuing it.
The Purchase Card allows you to make installment purchases within the partner network of the bank's enterprises. Today it is more than 7,000 partners in various fields, from food to insurance services.
The installment period varies from 1 to 24 months. Conditions vary by partner. So, for example, GUM provides an installment plan for its goods in 7 months, and the Trading House on Nemiga - 6 months.
The card is issued for a period of three years, service maintenance is free of charge. For comparison, service - 9.99BYN per year.
The credit limit on the Purchase Card depends on the average earnings on a certificate of employment, but does not exceed 5000BYN per month. Please note that to calculate the credit limit, the bank takes not just the average income of the applicant, but earnings, minus the monthly payments on other loans that this applicant has.
The minimum amount of purchases on the Purchase Card is not limited, i.e. There is no mandatory minimum amount that you must spend per month.
The interest rate for using the loan on the Purchase Card during the installment period is 0.000001% per annum. Payments must be made every 20th day of the month. In case of delay in payment, you are waiting for penalties in the amount of 69% per annum!
In the case of using your own funds from the card (not credit), you get a cashback in the amount of 2% of the amount spent.
How to pay for a shopping card to pay off debt or replenish your own funds
You can pay for the Purchase Card, or rather replenish your account to pay off the debt, in any way convenient for you:
Online transfer from Visa or MasterCard of any bank of the Republic of Belarus. Transfers can be made at: p2p.bgpb.by. Please note that in the case of an online transfer, there are some restrictions, in particular, the minimum transfer amount is 5BYN, the maximum is 500BYN per transaction. In total, you can transfer up to 2000BYN to one card per day. Funds are credited within 2-3 minutes. The amount of commission for this service is 0 rubles.
If you are the owner of a Belgazprombank card, in addition to the Purchase Card, you can make a transfer between these products through the Internet banking system. Follow this link www.e-bgpb.by, log in or register, go to the "Payments and transfers" section and make a transfer.
Also, Belgazprombank cardholders can replenish the Purchase Card through a mobile application, which can be downloaded from the link belgazprombank.by/about/mobile_app/ .
If Internet transfers are not for you, or for some reason it is more convenient for you to deposit cash, you can do it yourself using Belgazprombank's information kiosks. You can find the nearest information kiosk here belgazprombank.by/about/bankomati_i_infokioski/ .
You can also pay off the debt on the purchase card at any branch of Belgazprombank.
Payment by the Purchase Card is also accepted by the cash desks of RUE “Belpochta” branches.
To apply for a Belgazprombank Purchase Card, you need to come personally to any branch of Belgazprombank or leave an online application on the website kartapokupok.by .
In addition, you will be required to have a passport or a residence permit (if you are a citizen of a third country). There is no need for Belgazprombank payroll card holders to provide additional documents. If your company transfers employees' salaries to cards of other banks of the Republic of Belarus, in order to issue a Purchase Card, in addition to your passport, you must provide a certificate of income for the last three months (). The size of the credit limit on your card will depend on the average amount of income.
Please note that in order to issue a Purchase Card, individual entrepreneurs additionally need to provide the bank with the following information:
A copy of the certificate of state registration of IP.
Copies of tax reporting forms for the previous 3 months (the form is issued by the Tax Inspectorate).
Purchase Card Belgazprombank: withdraw cash
Unfortunately, since March 4, 2016, cash withdrawal from the Purchase Card is not possible! It is impossible to withdraw both within the limits of the credit account and your own funds, which you can separately put on the card.
You can pay with the Purchase Card from Belgazprombank only in the network of partners in the territory of the Republic of Belarus (today it is more than 7,000 sellers of goods and services). Before making a purchase, be sure to check with the seller about the possibility of paying with a Purchase Card. In addition, according to the terms of some partners, in the case of paying for goods with a Purchase Card, you may lose the opportunity to use discount cards, benefits or promotions. If the cost of the goods on the promotion attracts you more than in installments, then you can pay for it with your own funds, which must first be put on the card. In this case, in addition to a better price, you will also receive 2% cashback on the amount spent. Also, do not forget to clarify the terms of the installment plan: each partner has its own conditions.
Shopping map stores: list of partners of Belgazprombank
To date, the list of partners of Belgazprombank includes more than 7,000 enterprises throughout the Republic. You can pay by card not only in the Belarusian capital, but also in regional centers and smaller cities of our country.
The partner network of the Shopping Card includes such large chains as Euroopt, Rublevsky, Almi, the chain of supermarkets Stolichny, TSUM, GUM, Belarus department store, TD on Nemiga, Novoselkin, Skvirel, 7 Karat, Monomakh, Ziko and many others.
