A piggy bank in Sberbank allows you to accumulate money according to specified parameters. With its help, you will collect the necessary amount for the intended purposes: purchase, vacation and other needs. The following describes what kind of service it is, how to connect and disconnect a savings account.

What is the Moneybox service

Piggy bank in Sberbank This is a fundraising service. Clients themselves determine the method of receipt of funds to their savings account:

• The percentage of the amount credited to the card is a money transfer or salary.
• The percentage of the completed transaction - payment for purchases, cash withdrawals, etc.
• Write off the specified amount on a given date, for example, once a month.

You can find out the balance, as well as assess how close you are to the intended goal, in your personal account.

How to create a piggy bank in Sberbank Online

The service is provided free of charge. It connects in different ways:

1. At a bank branch. The client must present an identity document or a bank card and enter a PIN code.
2. Through Sberbank Online
3. By phone call center

Go to the "Cards" section and opposite the desired bank card, in the "Operations" drop-down menu, select "Connect".

Then set up the savings account settings: savings method, frequency, amount and percentage.

After completing all the settings, click the "Connect" button. That's it, the service is active.

How to disable Piggy Bank in Sberbank

Open the "Contributions" section and select the one you need.

A page with information on the tab will be displayed, go to the Piggy Bank tab.

In the Operations menu, click Disable.

FAQ

Consider frequently asked questions.

How much does the service cost?

Is free.

How to enable and disable this service?

On the Internet through Sberbank Online or at a bank branch, taking an identity document with you.

Is it possible to connect to a credit card?

Can I activate the service in foreign currency?

Yes, at the same time, the deposit must be opened in the same currency as the card from which the transfers are made.

If the card runs out of money, will its balance go negative?

No. Money is withdrawn within the limits of the balance.

Is it possible to connect several piggy banks to one card?

Can I transfer money from my card as part of the service to another person's deposit?

No. Only for your contribution.

How to track savings?

You can check your balance online and at a bank branch.

What happens if the amount transferred to the savings account exceeds the maximum limit?

The client will receive an SMS message with a confirmation code. If the confirmation is not confirmed within 24 hours, the amount specified during the activation of the service will be debited.

savings account

Sberbank offers its customers a convenient and free Piggy Bank service, which is provided to individuals holding bank cards. This service can be used for the systematic execution of money transfers from the client's card account to his own accounts.

The main thing in the bank's offer is that the Service works under the obligatory observance of the condition under which both accounts participating in the operation are opened within the same territorial bank of Sberbank of Russia.

Piggy bank service is a Sberbank service that allows you to automatically transfer funds from a debit card account to a savings account or a client's replenished deposit.

« Piggy Bank Sberbank - this is a free service of Sberbank, with the help of which the client can conveniently and comfortably transfer his funds to the desired account for their accumulation in order to achieve the intended goal, in cases where the monthly receipts of funds to the family budget for these purposes are not enough.

And the free provision of such a service by Sberbank is understandable - the service should encourage the client to voluntarily transfer funds to a deposit, initiating at the same time the attraction of additional credit resources for the needs of the bank.

Clients are given a choice of a convenient algorithm for accumulating funds, by:

• transferring a specific percentage of the funds received on the card,
• transferring a specific percentage from an expense transaction,
• transfers from the account of a fixed amount on a specific date set by the client.

So, based on the above algorithms, Sberbank offers customers a choice of three types of Piggy Bank services, namely:

• « Piggy bank for a fixed amount”, this is when the client transfers funds for a certain fixed amount.
  The transfer is carried out by order of the client from his card account to his savings account/deposit on the date specified by him (day of the week) and at the frequency set by him (once a week/month/quarter/year).
• « Piggy bank from enrollments» is when a transfer of funds made from the client's card account to the client's savings account/deposit in the amount determined as a percentage of the amount of any credits to the client's account.
  When calculating the amount credited to the card account, any credits on transfers made by non-cash method (crediting of wages, scholarships, pensions, payments and benefits, credits from other credit organizations) are taken into account. As part of the service, the client can limit the maximum transfer amount.
• « Piggy bank from expenses" is a transfer of funds from the client's card account to the client's savings account / deposit in the amount determined as a percentage of the amount of any debits from the card account, no later than the day following the day such transactions are reflected on the card account.

When calculating the amount of the transfer, transfer operations between the Client's accounts opened with Sberbank, money return operations, loan repayment operations with Sberbank, operations for paying for the Bank's services (commissions) are not taken into account. As part of the service, the client can limit the maximum transfer amount.

Rostislav Yanykin, Director of the Department of Bank Cards and Settlement and Cash Services of Sberbank, commented on the presentation of the new service to customers as follows:

“One of the global tasks of Sberbank is to build the deepest and strongest possible relationships with the client. We want Sberbank products to become an integral part of his life. We understand that not always a client can and wants to take a loan, while there is a need to purchase something. The Piggy Bank allows the client to accumulate the required amount almost imperceptibly in a mode convenient for him.”

It is worth emphasizing that the connection of the Piggy Bank service is available only to Sberbank customers - holders of international debit bank cards who are connected to the Mobile Bank service. So, today the Sberbank Piggy Bank service is not available for the following debit cards of the Volga and North-Western banks of Sberbank issued before 01.10.2013:

• Sberbank-Maestro cards.
• Sberbank-Maestro "Social" cards

Perhaps the Mir card is not yet connected to the Piggy Bank service, because it does not yet apply to international cards.

How Piggy Bank works

You can activate the Piggy Bank service in the Sberbank Online Internet bank through the Operations menu for cards or deposits. In the future, the service will be available for registration in Sberbank branches and a mobile application.

Upon receipt of the transferred funds to the account or deposit, the client receives the appropriate SMS from the number 900, thanks to which he can track the process of accumulating money.

How the Piggy Bank Service works can be seen in two examples:

Replenishment by deduction of a fixed amount from receipts

The transfer of the amount will be carried out on the date chosen by the client with a specified frequency (for example, once or twice a month, after the days when the advance payment and/or wages are credited to the card account).

Basic terms and conditions of the Piggy bank service

The main conditions for the provision of the Piggy bank service are as follows:

• To make transfers under the service, a Sberbank client must have two accounts - a card account and an account for accumulating funds (savings account or replenished deposit);
• All accounts involved in the transfer of funds must be opened in one territorial bank of Sberbank;
• Accounts can be opened in rubles, US dollars or euros;
• Transfer of funds is carried out from a debit card.

How to connect the Piggy Bank service of Sberbank

At the moment, there is only one way to connect a piggy bank - this is a service. That is, in order to connect the Piggy Bank to your card, you need to connect the above service to it. If you have not yet connected Sberbank Online, you can find out how to connect it on the Sberbank website.

Step-by-step instructions on how to connect the Piggy Bank.

1. Log in to your personal account in the Sberbank Online service by entering your ID and password.
2. Opposite the card to which you want to connect the piggy bank, there is an "Operations" tab. In the drop-down list of the menu, select the line "Connect a piggy bank".
3. Next, set the settings.
   You can name your piggy bank. For example, “to the Maldives”, “to Mazda”, “to the refrigerator”.
   If there is only one card, it will be automatically selected as a debit card. If you are the owner of several Sberbank cards, you need to select one of them.
   Choose the type of piggy bank. If you chose "fixed amount", then select the frequency of enrollment, indicate the date of the next replenishment and indicate the amount of replenishment.
   If you chose “percentage of enrollments” or “percentage of expenses”, then indicate the percentage itself, for example, 5% or 10%. And also indicate the maximum amount of replenishment. If the calculated deposit amount exceeds the specified maximum deposit amount, you will receive a request from the bank asking you to confirm this operation. To confirm, you will need to send a reply SMS. If the request is ignored, then the replenishment will occur in the amount that you specified as the maximum.
4. Click "Connect". Then check the settings and click "Confirm". The piggy bank has been successfully created.

If you need to make changes to the settings of the Piggy bank service, this can be done in the "Information on deposit" tab for the account to which the piggy bank is connected.

How to disable the Piggy Bank service in Sberbank

You can also disable the Piggy Bank service in Sberbank, for which you need to perform the following steps:

1. Log in to your personal account in the Sberbank Online system.
2. Select the "Deposits and Accounts" tab in the top horizontal menu.
3. Click on the account for which the piggy bank was created.
4. Select the "Piggy bank" tab.
5. Here is information on your piggy bank. Click on the piggy bank name.
6. In the "Operations" tab, in the drop-down list, select the "Disable" item. We confirm our intention by clicking "Disable" again. Your request has been sent to the bank. The piggy bank will be disabled.
7. The next day, you need to make sure that the service has been canceled by the bank by going to the "Deposit Information" tab.

Every person at least once in his life tried to accumulate a certain amount of money to buy the desired thing. For some it was successful, for others not so much. To accumulate money, you need to set aside a certain amount every month, allocating it from the general budget, and keep it either under your pillow, or take it to the bank, or transfer it to a savings account. And there are always some reasons, and there are various circumstances that do not allow us to do this regularly. Either there was no extra money in the current month, then there was no time to get to the branch, then instead of transferring to a savings account, the money was spent on other needs.

Page content

To help its clients realize small dreams, namely to help them finally save up the right amount for the right thing, Sberbank has launched a very convenient service called Piggy Bank.

A piggy bank is an electronic account of a client. Now your savings will be stored electronically. This is very convenient and safe, since you no longer need to keep money at home under your pillow, you don’t need to go to a Sberbank branch every month to replenish your account, and you don’t even need it regularly, since the service provides for automatic transfers of a certain amount of money to your account.

The purpose of the Piggy Bank service is to provide customers with the opportunity to accumulate the necessary amount of money for any purchase by making regular money transfers. The goal is to accumulate, not to increase your money. For multiplication, there are separate accounts and interest-bearing deposits.

How Piggy Bank works

For example, on March 20, a salary of 30,000 rubles was received on your Sberbank card. On March 21, 10% of the amount of receipts, that is, 3,000 rubles, is automatically transferred to the Piggy Bank. And so every month. And after 6 months on your savings account 18,000 rubles. The client sets all parameters independently, based on his own desires and capabilities.

For convenience, Sberbank has come up with several types of piggy banks so that each client chooses the best option for himself.

1. "Piggy bank" for a fixed amount. This piggy bank provides for the transfer of a fixed amount within a specified time frame. For example, on the 10th day of each month, 1,500 rubles are transferred from your debit card to the piggy bank account.
2. "Piggy bank" from transfers. This piggy bank involves transferring a certain percentage of any income to your card to a savings account. For example, on March 5, 1000 rubles were received on your card. 5% of 1000 rubles, that is, the amount of 50 rubles is immediately automatically transferred to your piggy bank account. Say, on March 8, 3,000 rubles were credited to the card. 150 rubles (5% of 3,000 rubles) are automatically transferred to the piggy bank account.
3. "Piggy bank" from expenses. This version of the piggy bank is a transfer of the percentage you set from all expenses on the card made during the day. For example, if you spent 400 rubles on groceries yesterday, then 10% of this amount, that is, 40 rubles, falls on your piggy bank account. Today you bought yourself a dress for 2000 rubles. 200 rubles will fall into the piggy bank account.

In order to make it convenient for the client to control the amount of savings, Sberbank provided an SMS notification about each transaction.

In addition, you can set the maximum amount for the transfer. If the amount is exceeded, Sberbank will ask you to confirm the transfer operation.

How to connect the piggy bank

At the moment, there is only one way to connect a piggy bank - this. That is, in order to connect the Piggy Bank to your card, you need to connect the above service to it. If you have not yet connected Sberbank Online, you can find out how to connect it.

Step-by-step instructions on how to connect the Piggy Bank:

1. Log in to your personal account in the Sberbank Online service by entering your password.
2. Opposite the card to which you want to connect the piggy bank, there is an "Operations" tab. In the drop-down list of the menu, select the line "Connect a piggy bank".





3. Next, set the settings. You can give a name to your piggy bank. For example, “to the Maldives”, “to Mazda”, “to the refrigerator”.
   

   If there is only one card, it will be automatically selected as a debit card. If you are the owner of several Sberbank cards, you need to select one of them.

   Choose the type of piggy bank. If you chose "fixed amount", then select the frequency of enrollment, indicate the date of the next replenishment and indicate the amount of replenishment.

   If you chose “percentage of enrollments” or “percentage of expenses”, then indicate the percentage itself, for example, 5% or 10%. And also indicate the maximum amount of replenishment. If the calculated deposit amount exceeds the specified maximum deposit amount, you will receive a request from the bank asking you to confirm this operation. To confirm, you will need to send a reply SMS. If the request is ignored, then the replenishment will occur in the amount that you specified as the maximum.

4. Click "Connect". Then check the settings and click "Confirm". The piggy bank has been successfully created.

In the future, if you need to change the settings of the piggy bank, this can be done in the "Deposit information" tab for the account to which the piggy bank is connected.

To activate the Piggy Bank service, you need a savings account or a replenishable one opened with Sberbank. You can open an account for free through the Sberbank Online service, or at the nearest branch.

Transfer of funds to the piggy bank account is carried out only from the debit card account. Write-off at the expense of credit funds in the piggy bank service is not provided.

When calculating credits or expenses on a card, to determine the amount debited in favor of a piggy bank, transfers between own accounts, transfers from other cards from Sberbank users, and operations performed to return funds are not taken into account.

If desired, the Piggy bank service from Sberbank can always be disabled, suspended, resumed as needed, and you can also change the parameters and settings.

Thus, the main goal of the Piggy Bank service from Sberbank is to help the client accumulate the required amount for a specific purpose through automatic transfers from the main card to an electronic account. By allowing the bank to regularly write off funds and transfer them to a separate account automatically, you can quietly accumulate a good amount to fulfill your dreams.

Piggy Bank is one of the online services of Sberbank, which allows the client to replenish the deposit from any cards in automatic mode. Transfers configured according to the parameters are credited to the account and summarized.
Yes, you understood correctly: the service from Sberbank will allow you to save money gradually. How you manage them is up to you. This service is just a tool to make a difficult task easier. After all, very few people know how to purposefully collect money for something necessary.

What are piggy banks

To use the service, you must first connect it. When choosing a wallet option, you set your parameters - the amount and frequency of the transfer. And according to them, money is received on a separate account specially created for these purposes.

If you are not a client of Sberbank, the service is not available to you.

Terms of Service

There are requirements that are necessary to connect and use Piggy Bank:

1. You must have a debit card (with which you receive money from ATMs and pay for purchases and services). These can be Visa, MasterCard, Maestro cards (any status and format is valid).
2. It must be connected to the SMS-service "Mobile Bank".
3. You need a savings account or a replenishment deposit. This will be a special deposit (it is opened for Piggy bank).

Types of piggy banks in Sberbank

By connecting the service, you can configure it as you wish. That is, you have the opportunity to save in a way that is more convenient and easier for you. Since transfers are automated and transferred quickly, the Piggy Bank service makes it easy to save money.

There are several types of savings. And the peculiarity of the service is that you can choose all the methods at once and apply any of them to one or all cards of this bank.

Types of Piggy Banks:

Ways to design piggy banks

For Piggy Bank to work, you must meet several requirements and create a special account where transfers from the card will be received. Read more about this above. And to activate the Piggy bank service, choose one of several ways:

1. Sberbank office. This option is convenient because it allows you to immediately fulfill all the prerequisites: create a savings account, activate the Mobile Banking service. In the first case, you must leave an application and sign an agreement with the bank, and in the second - fill out an application. Don't forget to take your card, you'll need it to enter your PIN.
2. Online banking. To connect the Mobile Bank SMS service, use the special option in the corresponding section. And to create a piggy bank account, submit an application. Connecting services yourself is not difficult. Mastering the functionality of Internet banking is easy, thanks to a convenient user interface and tips.
3. Contact Center. Identification information is required (passport and bank card details, do not provide a PIN code). An employee of the center will activate the service and recommend the type of Piggy bank, as well as tell you how the service is configured.

How to check savings

After each transfer, you receive an SMS message about the amount that has been credited to your account. If funds from Piggy Bank are used, you will receive information about how much was spent and how much is left. You can also monitor the receipt of funds to the Piggy Bank account and view the balance in the Personal Account of the online bank.

Piggy bank settings

A separate section of online banking has all the information about the Piggy Bank service. You can find out how much was credited to the account, how much is left by ordering a savings account statement. If you need to set up the Piggy Bank, use the Deposit Information. With this option, you can change the parameters by choosing a different type of accumulation.

Useful Features

Above, we wrote that it is necessary to set a limit on the amount credited to the account so that there is no overspending of money. But it is possible to remove it if necessary, only in this case confirmation by SMS is needed.

The second feature of Piggy Bank is a ban on withdrawing the entire amount.

How to withdraw money - 5 options

Savings from a deposit (special account) can be easily withdrawn by transferring them to a card. To do this, you just need to choose one of five ways:

1. Internet banking. In the "Transfers and payments" section, order the receipt of funds from the Kopilka account to the card. Specify payment information: the number of the deposit where the money from transfers comes from, and the card, the desired amount. To confirm the operation, enter the code received in the SMS message.
2. ATM. You need to transfer funds between your cards. Payment information is filled in the same way: piggy bank number, cards, amount.
3. Terminal. The actions are similar to those performed in the Personal Account of Internet Banking.
4. bank branch. To identify the client, you need a card (its details) or a passport. Specify the payment information (card number, amount) and, if desired, cash out the funds received from the Piggy Bank on the spot.
5. Contact center. Call the operator, get the necessary information and transfer money.

After withdrawing money from the piggy bank, you can spend it from the card or cash out.

What the Reviews say

Customers of Sberbank speak positively about the service. The piggy bank allows you to easily and imperceptibly for the budget save money for the desired purchase. Sberbank piggy bank is a handy service built into . It allows you to save money for any purpose!

What does piggy bank mean in Sberbank

Piggy bank is an automated transfer from your bank cards to your accounts and deposits according to the settings you set. You can also link the piggy bank to the intended goal, and then the goal will be replenished on its own. You can learn more about the terms and conditions of using the service in this manual. In addition, you can make changes to the previously created Piggy Bank, stop or continue its work. If you no longer wish to automatically transfer funds to your savings accounts, deposits or purposes, you can disconnect Piggy Bank from the deposit or account at any time. The procedure for canceling the service is described below.

How it works

1. Salary is transferred to the balance of your card
2. On the date you choose, a transfer is made from your card to a piggy bank (savings account, deposit)
3. Money comes to your piggy bank automatically
4. A year later, you've saved up for a bike.

Types of piggy banks from Sberbank

• Fixed amount transfer. Automatic transfer of the amount you have chosen is carried out in a certain period of time (for example, once a week). The client sets the amount of the transfer and the date on his own.
• Transfer of percentage of enrollments. When funds are received on your card balance (for example, payroll), the percentage you choose is automatically transferred. Transfers between own accounts/cards, transfers from accounts of clients of other banking institutions, operations to return funds are not taken into account.
• Transfer of percentage of expenses. When paying for purchases and withdrawing cash from the card, a certain percentage is charged during the day. Transfers between own accounts/cards, transfers from accounts of users of other banking institutions, operations to return funds, when paying for loans and banking services of Sberbank are not taken into account.

How to connect piggy bank

You can activate the service in several ways: at Sberbank branches, in your Sberbank Online personal account, or in the Sberbank Online mobile app. To enter Sberbank Online Internet banking, you need to have a Sberbank card connected to the Mobile Banking service and access to the Internet.

How to connect a piggy bank through your Sberbank Online personal account

1. Log in to your Sberbank Online account. If there is no registration in the system, you must go through it and create your own login and password. This procedure can be done on the official website of the bank.
2. On the page with a list of your cards, select the required card from which funds will be debited within the framework of the service, and click the Operations button. In the menu that opens, select the Connect piggy bank link. You can also connect the service after the transfer from card to account, on the page with detailed information about banking products (cards, deposits), at the time of creating the goal.
3. After selecting the Connect Piggy Bank link, a page will open with the following settings: - The name that you come up with Yourself (for example, "On the bike"). To specify a name, click the green pencil icon, enter a name, and click the "Save" link. If you do not specify a name, it will be selected independently, in accordance with the settings you specified. - Enrollment account. In this parameter, select the account to which funds will be transferred within the framework of the service. - Write-off card. In this parameter, specify the card from which funds will be debited within the service. - Piggy bank type. Three types are available for selection: for a fixed amount, as a percentage of enrollment, as a percentage of expenses. Depending on the type, you will need to fill in additional information. To transfer to a fixed amount, fill in the following parameters: - Periodicity. Specify from the list how often funds will be transferred to your account/deposit, for example, "once a week" or "once a month". - Date of the next replenishment. Select the date of the first replenishment of the service. To do this, click the calendar icon and specify the required date. - Replenishment amount. Specify the amount to be transferred to the account/deposit within the framework of the service. To transfer the percentage of enrollments, specify the following information: - Percentage of the amount. Choose how much percentage of the amount of replenishment of your card account should be transferred to the account/deposit within the framework of the service. - Maximum amount. Specify the maximum amount of replenishment of the service. To transfer a percentage of expenses, set the following settings: - Percentage of the amount. Choose how much percentage of the amount of expenses from your card account should be transferred to the account/deposit within the service. - Maximum amount. Specify the maximum amount of replenishment of the service.
4. After you have specified all the parameters, click the "Connect" link. After that, the transaction confirmation page will open, where you are asked to verify the information you specified. If all the parameters are correct, then to confirm the operation, click the "Confirm by SMS" link. Next, in the form that opens, enter the password that was sent to your mobile phone and click the "Confirm" link.

How to connect a piggy bank through a branch of Sberbank

If you were unable to connect the service through your personal account or the Sberbank Online mobile application, then take your passport, bank card and go to the nearest branch of Sberbank.

1. Inform the bank employee about the desire to use the Piggy Bank service.
2. If you do not have a savings account or a bank deposit, then apply for one.
3. Then a bank employee will help you decide on the type of piggy bank that suits you and its settings.
4. Get advice on using the service and start saving money.

The addresses of the nearest branches of Sberbank can be found on the official website of the bank.

How to disable the piggy bank through Sberbank Online

1. To disable the Piggy Bank, you must enter your personal account. To enter, you will need a username and password, which can be obtained when registering in the system.
2. Next, click the "Deposits and Accounts" button in the top menu and select from the list a savings account or an open deposit to which a piggy bank is connected. As a result, a page with detailed information on the account/deposit will open.
3. On the page with detailed information on the account/deposit, go to the Piggy bank tab and select the service you want to disable.
4. Then click the "Operations" button and select the "Disable" function. As a result, a service cancellation request will be sent to the bank and a message about the successful operation will be displayed on the screen. You can also edit the parameters you set, temporarily suspend / restore the service.

To make sure that the service was successfully disabled, go to the page with detailed information about the deposit/account and check the list of activated piggy banks. Often, the shutdown happens instantly. You can also turn off the piggy bank at a branch of Sberbank. It is enough to have a bank card and a passport with you.

How to withdraw money from a piggy bank

You can transfer money from a piggy bank to a card account through your Sberbank Online personal account, a self-service ATM, or by contacting a bank branch.

How to withdraw money from a piggy bank in Sberbank Online

1. 1. Log in to your Sberbank Online personal account or use the mobile application from Sberbank.
   2. Press the main menu item "Transfers and payments" and select the operation "Transfer between your accounts". On this page, you can also transfer money to the account of another client of Sberbank, transfer money to a client of another bank using details or to a Yandex.Money wallet.
   3. Fill in the required fields for transfer:
      • In the "withdrawal account" field, select from the list the account to which the piggy bank is connected;
      • In the "Account of transfer" field, indicate the account or card to which you want to transfer money;
      • In the Amount field, enter the amount to be transferred.
   4. After all the required fields are filled in, click the "Transfer" button. As a result, the transaction confirmation page will open, where you are asked to check the correctness of the entered data.

Make sure all details are entered correctly. Next, to confirm the transfer, click the "Confirm" link. If during the check it turned out that the data needs to be changed, then click the "Edit" button. As a result, the page for filling in data for transfer will open. If you change your mind about the operation, then click the "Cancel" button. As a result, the main page of transfers and payments will open.

How to withdraw money from a piggy bank through an ATM

1. Insert the card and enter the PIN CODE.
2. Select the "Payments and transfers" section in the main menu.
3. Click the "Transfer between your accounts" button.
4. Select the debit account to which the piggy bank is connected, and click "Next".
5. Select a card to recharge and click "Next".
6. Enter the transfer amount.
7. Check the correctness of the entered data and click the "Translate" button.
8. After the transaction is completed, take the check and click the "Return card" button.

Important. Instructions may differ for different types of ATMs.

Terms of use

The Kopilka service is available to owners of Sberbank debit cards (except for Sberbank-Maestro and Sberbank-Maestro Social, issued before October 1, 2013 in the Volga and North-Western Territorial Bank) connected to a mobile bank. To use the Piggy Bank service, the owner of a Sberbank debit card will also need a savings account or an open deposit, to which the required amount will be transferred from the card. A debit card and a savings account (deposit), between which funds will be transferred within the service, must be issued in the same territorial bank of Sberbank. Savings account, deposit account and card account, between which funds will be transferred within the service, must have the same currency: rubles, dollars or euros (currency conversion is not performed within the service). When calculating expenses on the card, transfers between own accounts / cards, transfers from the accounts of other bank users are not taken into account.

Popular questions

How much does the piggy bank service cost? The service is provided free of charge. There is also no fee for connecting and disconnecting the service. Can I connect the service to a card with a credit limit? No, the service can only be connected to debit cards. Can I use a card with an account in euros or dollars? Yes, the service can be connected to cards with accounts in euros or dollars. At the same time, the accounts to which the funds will be transferred must be in the same currency as the bank card. If there is not enough money on the card for the transfer? Funds are transferred within the limits of available funds on the card, if the money is not enough within ten days, then the transfer operation is not executed. Can I use multiple Piggy Banks? You can use an unlimited number of piggy banks with different settings. Can funds from my card be transferred to another client's account? According to the terms of the Piggy Bank service, the card and account/deposit must be issued for one person. How can I control my savings? In your Sberbank Online personal account, you can manage piggy banks and track the accumulated amounts. Also, your phone will receive SMS messages about all transactions within the framework of the "Piggy Bank" service. If the amount of a one-time payment exceeds the limit you set, you will also receive a message asking you to approve the transfer of the amount indicated in the notification in a response message. If you did not find your question, you can ask it in the comments. We will definitely answer it.