The balance of the Sberbank card can be replenished in various ways. Each person chooses the method that is most appropriate at the moment, taking into account current circumstances. It will be fair to note that there are many more non-cash ways to replenish the balance of the card. Therefore, if it is necessary to transfer cash to a Sberbank card, many are lost, because there are not so many options. The main ones are replenishment through the cash desk of Sberbank and through an ATM. However, in different situations, when you have cash on hand and need to put it on the card, you can use non-cash payment methods as an intermediary, but they have their pros and cons. You can transfer cash to a Sberbank card in the following ways:

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Of course, it is most profitable to transfer cash in the first two ways. However, it will be useful to know about other methods and, if necessary, resort to them.

How to transfer money to a Sberbank card through a cash desk

The only disadvantage of this method is that it is necessary to appear in person and stand in line to the teller, while losing precious time. However, the older generation prefers to use just this method of replenishing cash, as they consider it the most convenient and reliable, because they are not particularly versed in modern technology.

• when you get to an appointment with a teller, the card can be replenished in several ways: either present a bank card, or present a passport and name the card number, or provide it for transfer.
• within a few minutes bank officer .
• No commission is charged for depositing cash through the cash desk of Sberbank. An exception is the transfer of money to a card of another region. Then the amount of the commission will be 1.75% of the amount credited.

How to transfer money to a card through an ATM

This operation is possible only if you have the bank card itself. The advantage of this method is the ability to replenish the balance of the card at any time of the day, and the disadvantage is the need to find it with the function of accepting cash. You can find out the list of such ATMs via the Internet in the 2GIS program, for example, or on the official website of Sberbank.

1. Insert the card into the receiver and enter .
2. Then in the menu, select the item equivalent to the name "Transfer of funds" or "Top up account" (in different ATMs, the names of the lines may differ).
3. Insert money into the bill acceptor one at a time or all at once (at the ATM you will see the corresponding prompt on how to deposit money).
4. Don't forget to take your check and card.
5. Money will be credited without commission within a few minutes.

How to transfer cash through the terminal

When looking for an ATM, you can find a payment terminal, such as Qiwi, through which you can also put money on a Sberbank card. The advantage of this method is that the card itself is not needed for such an operation, it is enough to know its number. Minus - the commission charged by the payment terminal.

1. In the terminal menu we find the section "Payment for services".
2. In the window that opens, select the method of replenishing the Visa card.
3. Enter , then indicate the phone number.
4. We check the correctness of the data entered and confirm our consent to the operation.
5. We enter the required amount into the bill acceptor. Calculate the amount taking into account the commission (it is indicated on the screen). We bring bills one at a time.
6. After completion, we confirm the payment.
7. Remember to pick up the check and keep it until the funds are credited. Money can be credited within 4 hours.

How to transfer cash to a Sberbank card via phone

If you have money on hand and need to put it on a Sberbank card, and other methods are not available, then you can go for a little trick: put money on your phone account in any way (for example, in a connected or through a terminal), and then transfer funds from the account phone to a Sberbank card through the service "". This method has one drawback - a high transfer fee from 4% to 8% plus a certain fixed amount, the amount of which can range from 10 to 259 rubles, so it is justified only in case of urgent need.

1. Find any communication salon (MTS, Svyaznoy, Euroset).
2. Top up your phone account through the cashier. Money is credited to the account within a few minutes.
3. If your mobile operator is MTS, BEELINE or MEGAFON, then you can transfer money to your card account from your phone balance. If you have access to the Internet, then you need to go to the official website of the desired operator and, following the intuitive instructions, complete the operation. If there is no access to the Internet, then you can transfer money to a Sberbank card using an SMS message (this method is not available for MTS subscribers). Details on how to replenish the balance of a Sberbank card from a phone account are described.

How to transfer money from a phone balance to a Sberbank card

You can familiarize yourself with the tariffs and terms of the transfer on the official websites of mobile operators.

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How to put cash on a Sberbank card through Russian mail

Transferring money through the mail is justified in exceptional cases. Not only does the post office take its commission for the operation, but the terms for receiving funds to the account are quite long and amount to 7-10 days.

1. We find a post office.
2. We present the passport to the employee.
3. We fill out the form that the operator will issue. You must specify the recipient's card number and amount.
4. We give money to the employee.
5. Do not forget to pick up a document confirming the transfer.

How to put cash on a Sberbank card through a cash desk of a third-party bank

If you urgently need to transfer money to a card, and there is no way to get to the nearest branch of Sberbank, the operation can be performed at any bank. In this case, a third-party bank will take its commission for such a service, and the term for crediting funds will be up to 3-5 business days.

1. We come to the branch of any bank.
2. We present an identity document (passport).
3. We call the card details (either a number or detailed details, if available).
4. We name the transfer amount.
5. Do not forget to pick up payment documents confirming the transfer of money to the card.

Some of the above methods are relevant when you need to make a transfer to another person. To do this, most often you need to know the recipient's card number, or the full details of the card. So, you can transfer cash to someone else's Sberbank card:

• through the cash desk in the office of Sberbank itself;
• through the cash desk of any other bank;
• through a payment terminal;
• through the post of Russia;
• from your mobile phone account.

In all cases, another person's plastic card itself is not required, but you need to know its number and some details. Without a commission, you can replenish someone else's card in cash only at a branch of Sberbank, in other cases you will have to pay a small amount for the transaction. Thus, you can transfer cash to a Sberbank card in various ways. You can perform such an operation quickly and without commission at a branch of Sberbank itself or through an ATM. If it is not possible to go to a branch of Sberbank, you can put money through payment terminals, a cash desk or an ATM of a third-party bank, through Russian post. However, in this case, you will have to pay an additional commission and expect the funds to be credited within a few days. In case of urgent need, you can resort to some tricks, and, for example, first credit cash to your phone account, and then transfer it via SMS to your card account.

It is very convenient to pay for purchases and services in stores and online. But sooner or later the money on the card balance ends and a need arises, namely how to transfer money to a Sberbank card. You can replenish the balance of a Sberbank card in cash and non-cash. How to replenish - it's up to you. Many are accustomed to doing this through an ATM, because this is how money reaches instantly without even slight delays. In addition, with this method there is no commission for the service. Well, for the lazy, a non-cash method of replenishing a card is suitable - this can be done from a card of another bank or using electronic wallets - there are a huge number of options.

How to transfer money to a Sberbank card through a cash desk

This is the oldest and, in the opinion of the older generation, the most proven and reliable method. But this method also has its drawbacks, such as waiting for a queue to come up to you, which is usually rather big. This method of depositing money to a card does not have a service fee, if you transfer money to a card issued in the same region, the commission for transferring money to Sberbank cards in other regions is 1.75% of the transfer amount.

You can make a transfer through the cash desk of Sberbank in 3 ways:

• give the card to the operator
• give a passport and choose a card for replenishment
• give the bank employee the details for crediting to the card account

How to transfer money to a Sberbank card through an ATM

In our opinion, the most proven way to replenish a Sberbank card in cash. But do not forget about the cons - not all ATMs are equipped with bill acceptors, so you may have to look for an ATM with the function of accepting money, in addition, sometimes the ATM has glitches after you have inserted the card and it can accidentally grab the card and freeze. No one is immune from this, but this happens extremely rarely. The procedure for replenishing a Sberbank card account through an ATM is as follows:

• Insert the card and enter the PIN code of the card
• Next, in the menu, select the item "Top up or deposit cash", then select "Deposit cash"
• After 5-7 seconds, the bill acceptor will open and it will be possible to deposit banknotes
• Insert banknotes into bill acceptor
• Confirm the transaction and collect the card
• Receive a check confirming the deposit of funds to the card account (for reinsurance)

Depending on whether you find a terminal or an ATM, it will depend on how many bills you can insert at the same time: you can only insert one bill at a time into the terminal, and up to 40 bills at a time into an ATM. Please, before depositing money into an ATM, check that there are no extraneous small objects and small debris in the bundle of banknotes.

How to transfer cash to a Sberbank card through a terminal

In order to replenish the balance of the Sberbank card, we need to find a free terminal, as a rule they are put in, and deposit cash there. How to do it right:

• We insert our Sberbank card into the terminal and enter the PIN
• From the menu, select "Deposit cash"
• Inserting one bill into the bill acceptor
• Confirm the operation
• Ready! The money is already on your card balance.

Well, just in case, do not forget to take a check on successful payment with you until the funds are credited to the card account.

How to transfer cash to a Sberbank card via phone

If it’s far to go to an ATM or a bank branch, then you can resort to tricks and replenish your Sberbank card account from your mobile phone account. With this method of replenishment, a commission will be charged in the range of 4-8% of the replenishment amount, but this method can significantly save your time. So the phone balance was replenished - now it remains to transfer money to the card itself.

Let's look at how to do this if you have one of the three telecom operators: Beeline, Megafon or MTS.

If you have a Beeline operator, then send an SMS to the number 7878 :

The message must be in the following format: card 1234567890121234 1300,

where card - service provider code, this phrase remains unchanged

1234567890121234 - card number in 16-digit format

1300 - the desired transfer amount in rubles

If you have a Megafon operator, then you need to send an SMS to the number 8900:

card<Номер карты> <Сумма>, where

card - payment type, leave this word unchanged

card number - enrollment card number in the format of 16 digits all together, for example, 0000555533334444

amount - transfer amount, for example, 1000

If you have an MTS operator, then you need to send an SMS to number 6111:

card<номер карты> <сумма перевода>. For example, this message might look like this: card 1234567898765432 1500

We have just reviewed the main ways to replenish the balance of a Sberbank card. If a bank branch is near you, then it is better to deposit cash on the card there through an ATM, terminal or teller. Well, if the ATM is far away, then you can top up the card balance directly from the phone account (the method works only on prepaid communication tariffs when the SIM card is issued to an individual) or by transferring an electronic wallet, for example, or a Qiwi wallet, only in this case for saving time will have to pay a commission for the service. If you do not have any of the above, then you can ask your friend to make a transfer to your card by phone number or card through or using. In practice, these methods are enough to replenish the balance of your Sberbank card as soon as possible.

Despite the simplicity of the process, many people have no idea how to transfer money from a card to a Sberbank card through an ATM. Below we highlight the nuances of the process and step by step consider the actions that need to be carried out.

Transfer terms

Before considering the instructions for transferring funds through an ATM of any of the bank branches, we highlight the conditions of the transaction:

1. Such operations are carried out only in the national currency, that is, in rubles.
2. Transaction time is instant.
3. Maximum amount. If the transaction is carried out in one of the branches of Sberbank, then there are no limits on the transfer of funds. As for transfers through online services, each of them has its own limitations.
4. Cancellation of a transaction. If the transfer has already been made, then it will not be possible to cancel it. To get the funds back, you will have to contact the recipient of the money.
5. Commission. An equally important issue is the size of the commission. So, when transferring funds between personal cards, interest is not charged. In the case when money is transferred to a bank client’s card, but within the limits of the settlement, no commission will be charged either.

The situation is different if the transfer is made to the “plastic” of another person located outside the settlement:

• If the transfer is carried out at a branch, then 1.5 percent is charged. There is a minimum - 30 rubles, and an upper limit - 1,000 rubles;
• If the transfer is carried out through one of the online services. In this case, 1% of the transferred amount will be charged. In this case, the maximum limit is 1000 rubles.

There are situations when you need a transfer to a "credit card" of the same bank. Here the transfer will be carried out without commission.

Step by step translation instructions

Now let's look at the procedure for how to transfer money in Sberbank from card to card using an ATM. The algorithm is this:

special instructions

In the process of transferring funds through an ATM, please note:

1. To protect the PIN code from prying eyes during the process of entering numbers, it is advisable to cover the digital display with your hand or wallet. This precaution will prevent an attacker from writing down the entered numbers.
2. In addition to transferring funds using an ATM, you can perform a number of other operations - deposit cash into an account, replenish an electronic wallet, pay traffic police fines or a mobile account, pay off a loan debt, pay to a mobile phone, and so on.
3. Please note that the locks that allow access to the ATM do not require a 4-digit PIN.
4. Before you start working with the ATM, inspect the keyboard and card reader for the presence of foreign devices (for example, attached objects).
5. When transferring money from a card to a Sberbank card, there are restrictions - from 100 to 300 thousand rubles (depending on the class of the plastic card).

The process of transferring funds does not take much time, which allows you to quickly and cost-effectively complete a transaction. We also recommend watching a detailed video of all the above actions.

From time to time, everyone has come across a situation where it is urgent to transfer money to someone for the work done, buying something or just helping relatives. There are many ways to transfer funds:

• money transfer through payment systems;
• across ;
• via SMS;
• using an ATM or terminal;
• at a bank branch.

How to transfer money from a card to a Sberbank card to yourself?

If you have several Sberbank cards and need to transfer money from one to another, use Internet banking or a mobile application. In the first case, log in to your personal account Sberbank Online and then follow the instructions:

The operation will be performed instantly. There is no commission for transfers between your accounts. But remember that they are prohibited, but it is possible in this way with debit banking products (for example, salary MIR). And this is the most convenient and profitable option.

Another way to replenish one of your Sberbank cards with another is to use Mobile app.

1.Log in to the previously downloaded and installed application;

2. Open the "Payments" menu, and then "Transfers" and select "Between your accounts";

3. Now indicate from which account to transfer funds.

There are no restrictions on the maximum and minimum amount, as well as commissions for such an operation.

Ways to transfer money between Sberbank clients

Of course, there are many ways to transfer money, but the simplest and safest today is the transfer from card to card. Sberbank cardholders can perform such operations around the clock and with virtually no commission, or with a minimum. So, you can transfer money from a card to a Sberbank card:

• Through a mobile phone;
• Through the Internet - banking (personal account);
• Through an ATM;
• At a bank branch, provided that you know the beneficiary's account number and not the card number.

Via phone

You can transfer money from a card to a Sberbank card via a phone, provided that both (sender and recipient) use the Mobile Bank service. It does not matter the type of payment system (Visa, Mastercard, MIR). The main thing is that the debit card should be a debit card, since transfers from a credit card are prohibited!

Transfer via telephone is carried out by means of sending SMS to service number 900. The text of the message should have the following structure: The word "TRANSFER", then after the space sign, the mobile phone number is indicated, without the "+" sign, to which the plastic to which the transaction is made is attached. Further, after the space sign, the amount of the transfer is indicated. Thus, the SMS request will look like this:

<ПЕРЕВОД> <НОМЕР карты получателя> <СУММА>

If you have several cards that are to the same phone number, after the word "transfer" indicate the last 4 digits of the number of your plastic from which you want to debit money. You can also make a transfer by phone number.

Transfer via Sberbank Online

Transferring money through your personal account will also not cause any particular difficulties for users who are registered in the system and have a login and password from Sberbank Online. The instruction is as follows:

1. Sign in to your personal account;
2. Next, you need to select the section "Payments and transfers" and mark "Sberbank client";
3. Then a form for processing the transfer of money will open. Specify: debit card, amount, details of the recipient;
4. Click "Confirm" and wait for an SMS with a code to your phone;
5. The operation is completed by pressing the "Submit" button after entering the code.

Commission for transfers from a Sberbank debit card within the system is not charged, provided that the recipient's plastic is issued in the same city. If not, the commission will be 1% of the amount.

Via Sberbank ATM

Transferring money from a Sberbank card to a Sberbank card through an ATM is somewhat more difficult, since it is necessary to find a Sberbank terminal. It is worth noting that you can transfer money through an ATM with plastic. Without it, you can credit cash using the details of the recipient's card. So the instruction:

1. You need to insert your plastic into the card reader and enter the pin code,
2. Select "Payments and transfers",
3. Then "Transfer Funds",
4. After that, in the appropriate field, you must specify the plastic number of the recipient of the money and the amount that will be sent.
5. Confirm the operation.

Commission 0% if the recipient's card is issued in the same region and 1% if in another city.

At a bank branch

If you decide to send money from your own card to a Sberbank client through a bank branch, ask the recipient for the account number to which the card is linked. It is in your personal account or contract. Tell the bank employee the details of the recipient of the money and present your passport and plastic. At the same time, be prepared to pay a commission of 1.25% of the amount if the cards are issued in different regions.

Service Tinkoff

Today, the Tinkoff service for transfers from one card to another is extremely popular. The main condition is that the cards must be issued by Russian banks, and the type of payment system does not matter. The commission in this case is 1.5% of the amount, and the limit is 100,000 rubles.

How to transfer money from a Sberbank card to a card of another bank?

Sberbank also allows you to transfer funds (for example, VTB Bank, Rosselkhozbank, Tinkoff, etc.). It should be noted that the transfer is possible not only to VISA and MasterCard, but also to MIR products. You can make a transaction in the following ways:

• through personal account
• mobile app;
• ATM;
• bank branch.

But via SMS it is impossible to send money from a Sberbank card to a card of another bank. This service works only within the system and allows you to make transfers between Sberbank clients.

Commission

So, if you decide to transfer money from one of your Sberbank cards to another, no commission will be charged. It is also absent when replenishing a credit card in any way.

You will not pay a commission for a transfer via phone, since the Mobile Bank assumes that transactions are free of charge. You already pay for it according to the tariff.

Now about when commission is charged. So, it will be 1% of the transfer amount if the recipient's card is issued in another region, and you send money through Sberbank Online, ATM, mobile application. If the card belongs to another bank, the commission will be 1.5% of the amount.

The need to transfer money from a card to a Sberbank card through an ATM arises quite often. Since this is a convenient way, not only to financially help relatives and friends, but also the ability to pay for any goods and services remotely. If there is a terminal or ATM nearby, this is quite easy to do, although many people in the old fashioned way prefer to turn to bank branch operators for help. To understand how much more convenient and easier the transfer through an electronic device, you should find out the features and details of the service.

Possible difficulties

• It is worth remembering that sending finances can only be done with a debit card, such a trick will not work with a credit card. Borrowed funds cannot be transferred to a stranger.
• The inconvenience of transferring money to a Sberbank card through an ATM is that it is impossible to do this with cash. Electronic transfer from one card to another is possible. Therefore, it is necessary to have the necessary amount of funds on the account, as well as to know the correct data of the person who will receive them.
• In addition, a Sberbank client should be aware that when sending money to other banks, a commission will be charged. As a rule, the amount of remuneration is 1% of the transferred amount. The percentage varies depending on the method of transfer.
• One of the biggest troubles, a possible error during the procedure. If incorrect details or amount are entered, it will not be possible to correct it. The money will be sent from the first time and without the possibility of canceling the transaction.

Given these difficulties, you can avoid them or use other methods of sending money. It is important to get as much information as possible and understand the features of the operation.

Features of money transfer

Before sending finances to another account, you need to know a few nuances.

1. To transfer cash to a Sberbank card through an ATM, you will have to look for a terminal with the function of accepting banknotes (usually there is a sign with symbols).
2. To complete a transaction, you will need to find out the details of a person’s card and enter them correctly. Since the system will not show the last name, first name and patronymic of the holder of this account. The mistake will be difficult to correct if the money goes to another person. You will have to write a request for a refund and wait about two weeks.
3. It is necessary to consider in which banks both credit cards were issued. In the Sberbank terminal, you can send money only from their card. The rest of the credit cards will have a limited number of available functions - viewing the balance and dispensing cash. Sending finance to the account of the same financial institution will be free, and any other will be accompanied by a commission withdrawal.

Given these features, you can proceed to the procedure, observing attentiveness and caution. The process itself is quite simple and takes a few minutes.

Instructions for transferring money at an ATM

Having taken your plastic in hand and having prepared the necessary details in advance, you can proceed with the transaction. Sberbank's electronic devices are conveniently located, so you won't have to look for the nearest one for a long time. The whole procedure consists of several stages:

• Insert a credit card into the receiver.
• Enter your PIN.
• If the required amount is not available, .
• Find and select the "Transfer Funds" function in the main menu. In some interfaces, it may be called "Account replenishment".
• In the window that appears, enter the recipient's card number, consisting of 16 or 18 digits.
• Next, enter the amount in rubles. If a currency account is connected, you can send in another currency.
• End the operation by pressing the confirmation key. It is important not to forget to take a check and plastic.

For detailed step-by-step instructions, see the video at the bottom of the article.

For instructions on replenishing a card account through the terminal, see.

Timing

The payment arrives at the specified number within 3 working days, however, in fact, it happens almost instantly. It is better to immediately contact the recipient and ask to confirm the receipt of funds. Then there will be confidence that all the data was entered correctly.

Limits

Sending money is limited, it is worth remembering this. There are limits for one day and for a month.

1. For holders of standard products: Maestro and Visa Electron - the limit is 50 thousand rubles per day.
2. For other types - 15 thousand rubles per day.

other methods

If there is no possibility or desire to use an ATM, you can use other methods of transferring finances:

• At the cash desk of the bank in any branch with the help of an operator-cashier.
• Through the terminal.
• Using the online service on the site.
• Through a mobile application on a smartphone.

Applying to the savings bank is still popular, especially among older clients, since the responsibility for the transfer lies with the bank employee. However, this requires going to the branch, and sometimes standing in line. Online services and mobile applications allow you to make a transaction without leaving your home. It's fast and convenient.

Conclusion

Thus, in order to transfer money to a card at a Sberbank ATM, you need to find the nearest device, find out the details of the recipient and be careful when making a transaction. Such monetary transactions are carried out everywhere and give customers extensive opportunities. You can use other methods, depending on the capabilities and wishes of the account holder.

Video