Let's take a look at this situation. Ivan tried to transfer money to his friend using the card number, but made a little mistake with the numbers and the money went to the wrong addressee. Now he wants his money back. It is clear that the bank in this case will not transfer anything back, since the money is already in the recipient's account. Is it possible to recognize the owner by the bank card number in order to contact him?

REQUEST! Dear readers, we kindly ask you to write the number of scammers' cards in the comments.

Bank regulation

In our country, these cases are regulated by the Federal Law number 395, clause 1 “On Bank Secrecy”. It clearly states that credit institutions registered in the Russian Federation do not have the right to disclose any information about the bank's customers to unauthorized persons.

That is why it is impossible to find out full information about the name, surname and patronymic. But there is an option to find out only the name and patronymic.

Instruction

How to recognize plastic? In any bank at the moment there are two convenient services:

• Internet bank
• SMS informing

With the help of them, you can make all kinds of transactions using the phone number inside the bank and card numbers to transfer funds to third-party credit institutions. Usually, before the transfer of funds, the client is notified to the account of which person the transaction will be carried out. But only the first name, patronymic and the first letter of the surname are written there.

Thus, you can try to find a person by Sberbank card number. Look at the name of the owner and if you are sure that it was released in a certain city, then there is an opportunity to find the owner on the social network and contact him.

NOTE! If the card was issued by the wrong issuing bank, the information will be hidden.

There is no point in contacting a bank branch or the nearest office. No matter how you would like and no matter what the situation is, bank employees will not tell you the necessary information.

What can be learned from the number?

The bank number carries quite a lot of encrypted information. And if it was impossible to find out at least the name and patronymic of the holder, then there is an opportunity to find out the name of the bank. We will use the so-called BIC of the bank. It consists of the first 6 digits of the card number.

Now you need to find any service on the Internet that allows you to determine the bank that issued this plastic product by the BIK number. You can read more about this.

Is it possible to check the phone number on the card of Sberbank or another bank? Unfortunately, everything is the same here and this information is protected by the bank and completely confidential.

Fraud

If the money was transferred using fraudulent activities, then there are several factors to consider. If the client himself directly using his phone or any Internet service transferred money to scammers, then the bank in this case will not help you and you should contact the police, and subsequently go to court.

Only bailiffs can and have the right to find the person to whom the card is attached. But there are some minor complications here. Some swindlers register cards in foreign banks. In such a case, some court. bailiffs do not wrap up and do not climb out of the country.

If the funds were stolen due to bypassing the 3D-Secure system or in other ways, without your participation. Then you should go to the nearest bank branch and write an application for a refund.

The funds must be returned, and the bank itself must investigate the fact of theft. If this does not happen, then you should contact the court and the police. But here the legal proceedings will go towards the credit institution, on the fact of a security breach by the bank.

NOTE! Before going to court, you should understand that it will take quite a lot of time and effort, and most importantly, additional costs. Is that transferred amount worth the action? - you decide!

With confidentiality issues in banking, it’s strict: if you contact the institution’s employees with a request to identify a person by card number, they will refuse you, no matter what arguments you give. Does this mean that it is impossible to find out such information? In some cases, it is possible to find a person by the Sberbank card number, and by legal means.

In what cases does it become necessary to find out the owner by card number

There are situations when it is necessary to find out the owner by the Sberbank card number. Often this is due to the discovery of a payment and settlement document, fraudulent actions (operations performed by the plastic holder) or erroneous money transfers. In the last two cases, it is better to contact law enforcement agencies. The police will deal with illegal activities and identify those responsible for them.

Found a wallet with bank cards

If you have found a wallet and are trying to find the owner, bank cards are not the only source of information. Try looking around for a student ID card, driver's license, or other identification documents. It is rare for a person who carries bank cards with him to have nothing else in his wallet. If the payment and settlement document is the only thing you have, you can find out information about its owner, but there is no guarantee that this will work out. Post a wallet discovery ad to increase the chances of finding the owner.

Need to find the scammer

If you are the victim of an intruder, contact the police immediately. You can go to the bank for help only after you write an application. Then, with a copy of this document (the original and all additional papers: checks, printouts of correspondence, if any), go to Sberbank. Both institutions will review the application and try to find scammers, but there is no money back guarantee, even if you did everything right. Get ready that the proceedings may take more than one month.

Wrong translation made

If you mistakenly transferred money to the wrong person, it is not necessary to find out his name, surname and other personal data. To solve the problem, call the Sberbank hotline (or contact the branch directly) and explain the situation, providing detailed information about the transaction, all statements. The consultants of the institution themselves will send a message to the right person with a request for a refund. If the recipient refuses to do this, you can write a statement to the police, claiming the amount sent in court.

How to check a bank card by number

Self-checking a bank number (provided that it is legal) is simple and is done using the Internet. There are no services that calculate who owns the Sberbank card. Do not trust sites that allegedly provide this information for paid registration. While hacked databases exist on the "dark side" of the Internet, their use is illegal and punishable.

The meaning of the numbers in the card account number

Some of the information encrypted in the unique card account number is not secret, but it also does not provide confidential data about the owner's identity. The numbers contain the following information:

• Payment system. 3 - American Express, 4 - Visa, 5 - Mastercard. This figure comes first in the card account number.
• Bank ID. Composes the following six numbers. It can be used to determine the issuing bank that issued the payment and settlement document.
• The program under which the card was issued. Encrypted in the 7th and 8th digit of the number.
• Owner's personal information. This information is contained in numbers from 9 to 15, but is available only to bank employees.
• The last, sixteenth, digit serves to check the plastic for authenticity.

The most important information at this stage is the Bank Identifier (BIN). It is decrypted completely legally using open databases on online services. Then, based on which institution the card belongs to, you can search for the owner. For those who want to return documents, it is easier. When the plastic is on hand, decryption is not required, but if you have become a victim of intruders and have only a bank account number, the information will come in handy.

Is it possible to find out by the card number of the owner

Bank card data is considered confidential, and from the point of view of the law, it cannot be recognized. Sberbank employees are prohibited from disclosing this information, regardless of the arguments regarding their disclosure. Only a small part of the information remains available, with the help of which it is difficult to calculate a person. If illegal actions are involved in the case, the police take over the investigation, having previously received confirmation that the money was indeed stolen.

Bank Secrecy Law and Other Regulations

The security of bank transfers and the confidentiality of personal information are protected by relevant laws. Among them:

• Article 26 of the Federal Law "On Banks and Banking Activity". Declares the keeping of banking secrecy and non-disclosure of information to third parties, except as otherwise provided by federal laws.,
• Article 857 of the Civil Code of the Russian Federation. Guarantees the confidentiality of information about banking transactions. Employees of the institution have the right to disclose personal information only to the clients themselves and their representatives, as well as credit bureaus, state bodies and officials, but only in cases provided for by federal law. In the event of breaches of confidentiality, the aggrieved customer may claim damages.

All employees of Sberbank (or other similar institution) sign an obligation to maintain commercial and banking secrecy. Violations of federal laws that allow this agreement to be violated are determined by the appropriate state authorities. Simply saying that you are a victim of intruders and demanding information on that basis is not enough. Write a statement to the police (they must issue a confirmation of receipt of the document), and even then contact the employees of Sberbank.

How to find the owner of a Sberbank card

There are several ways to help find a person on a Sberbank card as a result of obtaining partial information about him. Check out the legal methods below. Illegal means include familiarization with hacked databases, but using them is a criminal offense. The owners of such services may turn out to be scammers who do not have information, but simply take money for nothing.

Find out your full name through Sberbank-Online

A special service of Sberbank was created for withdrawing and transferring money online. You can send the required amount through the Internet bank to any card. In this case, after confirming that the account number is entered correctly, information about its owner is displayed. In this way, you can only find out the name and patronymic of a person, and instead of the full surname, Sberbank indicates only the first letter. However, sometimes it is useful (in general, the function was created in order to reduce the risk of erroneous translation).

Is it possible to find out the owner by the card number? We have to find the answer to this question next. In general, sometimes such information can be useful. For example, if a person found someone else's plastic. It will not be difficult to return it under such circumstances. But even without the name and surname of the card holder, you can return it to the owner. We will talk about this later. In fact, everything is not as difficult as it seems.

Chances of success

Is it possible to find out the owner of the card by the card number? Or is it worth abandoning this idea?

It is impossible to answer such a question unambiguously. The thing is that the chances of success directly depend on the specific situation. In some cases, obtaining information about the owner of the plastic is a simple task. And it happens that you can return the card without the citizen's data.

Failed transfers

Let's consider several different situations in which the mentioned information is required. Is it possible to find out by the card number the owner of the plastic to whom funds were transferred unsuccessfully (by mistake)?

Yes, but not fully. For example, Sberbank can display only the name and patronymic of a citizen, as well as the first letter of the last name. That is, it will not work to understand 100% to whom the funds were transferred.

To get at least this information, you will have to:

1. Log in to Sberbank Online. If you use a card from another bank, you must select the appropriate banking.
2. Start the operation to repeat the transfer of funds.
3. Look at the column "Recipient".

There is no need to complete the transaction. Thus, a person will be able to indirectly find out the patronymic and name of the recipient of funds by the card number.

Banks and personal data

Is it possible to find out the owner of the plastic by the card number by contacting the bank directly? After all, it is in financial institutions that information about customers is stored.

According to the current legislation, last names, first names, patronymics and other data about citizens cooperating with banks are not disclosed. This is confidential information. And if you ask an employee of a financial organization to name the data of the plastic holder, the applicant will be legally denied.

The exception is law enforcement agencies. They are provided with information about citizens by card numbers only during certain investigations. It's just that such information is not disclosed.

Map types and data

How to find out the owner by Sberbank card number? We have already met with one rather interesting technique. But it is not exhaustive.

It is worth paying attention to the fact that the answer to the question under study directly depends on the type of card that the client works with. There is a nominal plastic and instant. In the first case, it is easier to understand who owns the card than in the second. After all, instant plastic reflects only technical information.

What can be found on the map

How to find out the full name of the owner of a plastic card? In fact, it is impossible to completely deal with such a problem. This is impossible and illegal. There are some tricks, but about them later.

To begin with, consider the information that can still be found by the bank plastic number. She is not secret. However, some information is encrypted in the card number itself.

So, according to plastic, you can find out:

• payment system - the first digit (4 - "Visa", 5 - "MasterCard" and so on);
• BIN of a financial organization - numbers up to the 6th inclusive;
• the bank program for which the plastic was issued - 7 and 8 digits;
• owner identifier - 9-15 digits (do not contain full name);
• check digit for checking the card - the last digit of the number.

That's all. As you can see, the plastic number can show detailed information about the issuing bank. But it is problematic to find out the data of the owner of the plastic.

For name cards

If a citizen has found a personalized card, you can partially cope with the task. What is this about?

Is it possible to find out the owner through the card number? Name cards allow you to see only the last name and first name of a citizen. That is, full information about the plastic is still not disclosed. And the card number has nothing to do with it.

The surname and name of the plastic card holder are written in Latin on the front of the plastic card. Just look at the map and read what is written on it. This is the only way to somehow get a tip on who lost the plastic.

Instant cards, as we have already said, instead of the first and last names contain only technical information. And so the described technique will not help. On such products, the name, surname, and patronymic of the owner are simply missing.

Secret tricks

How to find out the full name of the owner by card number? We have already said that there are no legal ways to cope with the task at hand. Therefore, you will have to look for a way out of the situation and agree with very risky methods.

On the net, you can find many sites that offer a search for information about citizens by their bank card numbers. Usually these services are paid. Some of them really work. You just have to take into account that the bulk of the proposals are just a scam for money. An extremely unreliable method that brings only losses.

In addition, databases of bank customers can be purchased on black markets and from hackers. These journals store the most complete information about the population. And it is from the database that it will be possible to find out who owns this or that plastic. Such documentation is not cheap, it is illegal. Therefore, it is better to return the card to the owner without obtaining the citizen's data. But how to do that?

Plastic return methods

It is not necessary to know the data in order to return the lost plastic.

To return a bank card, a citizen must:

1. Contact the issuing bank. Usually, the financial institution servicing the card is written on the plastic. Bank employees will definitely return the plastic to the owner.
2. Send the product by mail. It is enough to carefully read the data on the back of the card. There will definitely be written the address to which you can send your questions and found plastic. This is a rather long operation, but it takes place in practice.
3. Contact the cardholder through a financial institution. On the reverse side of the plastic there is a number for communication with the bank. You can call him, block someone else's plastic, while leaving a message to the cardholder. To unlock the product, a citizen will have to contact the bank and get information about who found the card.
4. Insert plastic into any ATM and "forget" it. It is advisable to use the ATM machines of the issuing financial institution. Then the card will be returned much faster.

That's all. Now it is clear whether it is possible to recognize the owner by the card number. And how to return the plastic is also clear.

Finally

The surname, name and patronymic of a citizen is information that simply will not be disclosed by employees of financial organizations. Therefore, it is problematic to fully understand who owns this or that plastic.

However, sometimes a person can recognize either the last name with the name of a citizen, or the first name, patronymic and the first letter of the last name. And in order to return plastic to a citizen, you can do without his personal data.

Almost every one of us uses banking plastic. Despite the fact that this is the most convenient payment instrument, nevertheless, the funds stored on a bank card are constantly at risk, because fraudulent schemes do not lag behind the security system of plastic cards.

But still, thanks to the combination of protection measures with the legislation of our country, plastic users can be to some extent sure that their personal data is under the control of banking organizations. Although some may be interested in the question of whether it is possible to recognize the owner of the card by the card number. Let's try to understand this topic.

An example of how to find out the name and patronymic of a cardholder through a Sberbank mobile bank

Bank Secrecy Law

Banking activity is controlled by several laws, including Federal Law number 395-1. This law regulates the implementation of banking activities, including Article 26 “On Bank Secrecy”. It states that financial institutions engaged in financial activities do not have the right to disclose information about account holders, distribute information about the movement of funds, and other confidential information to third parties, with the exception of officials.

In simple terms, bank employees are obliged to keep secret about their customers and their accounts, in particular, not to disclose their personal data, including last name, first name, patronymic. From this we can draw a definite conclusion that it is impossible to find out who owns the card by the card number from a bank employee.

Remote Services

There is one very real way to find out the owner of the card by the card number. To do this, you can use the remote services of banks. For example, if the plastic number that you know belongs to Sberbank, then you may well find out who it belongs to. There is one way to do this, you need to send a money transfer to the card number you know, you can do this in two ways:

1. Go to Sberbank online and fill out the form to send a transfer to the recipient's number known to you, before confirming the payment, the system will give you the recipient's data, cancel the transaction.
2. Similarly, you can send a transfer through a mobile bank, for this, send the transfer amount and the recipient's plastic number to number 900, in a response message you will receive the recipient's data to confirm the payment, do not confirm the transaction.

Please note that in this way you can only find out the name and patronymic of the owner, but only the first letter will be indicated from his last name.

By the way, by the card number you can only find out which bank it belongs to. To do this, you can use one of the many online services. In a specially designated field, you need to enter the first 6 digits of the number, after which the system will determine who the issuing bank is, what type of plastic: debit or credit, and which payment system it belongs to.

The first 6 digits of the card number are the BIN

Is it possible to find out the data of the card owner by its number

Indeed, there is one legitimate way to find out the cardholder's phone number from the card number. But it can also be used only in one case, if, for example, funds were debited from your account and transferred to another card account. In this case, you can, for starters, take an extract from your bank to find out to which account your funds were received, then contact the department of the Ministry of Internal Affairs and write a statement about the theft of funds. After that, either the police officer will contact the bank to obtain the details of the recipient's account holder, or issue a warrant to the victim.

How to find out the phone number of the cardholder by the card number? There are currently no options for this.

Thus, if you are interested in who owns a bank card, then you cannot find out this information without reason. Although, in practice, in fact, everything is possible, for example, if your friend works in a bank, and he is ready to take risks and provide you with confidential data, and thus violate the law on bank secrecy.

znatokdeneg.ru

How to find out the owner of a Sberbank card

Finding out the owner of a Sberbank card is not an easy task. How exactly to master such information, you will learn from this article.

The desire to find out the owner of the card is usually associated with fraudulent activities. Although there may be other reasons.

At the moment, online shopping has reached a huge scale. First of all, it has to do with convenience. If you could not find the right product in your city, then you will surely find it on the counter of an online store. A couple of clicks - and this or that thing has already been bought, it remains only to wait for delivery. Various bulletin boards are also popular, where, in addition to the variety of goods, the price is an order of magnitude lower.

The sellers promise to send the goods you ordered on the same day after partial or full prepayment, however, after it has been made, there is no hearing or spirit from them. It’s not so insulting when the amount is several hundred rubles, but if the transaction was made for a lot of money, then this business cannot be left just like that.



Often sellers ask to transfer money to a bank card: it’s easier and faster. And, oddly enough, very often it turns out to be Sberbank credit cards, because the bank is one of the largest financial institutions. The funds that have arrived can be withdrawn at any ATM without any problems. At first glance, it seems that it will not be possible to catch a scammer. However, do not forget that a bank card is not just a piece of plastic to which funds are transferred, but a storehouse of information about the owner.

The text discusses in detail the question of whether it is possible to recognize the owner from the Sberbank card.

Sberbank does not have the right to disseminate data about its customers; this provision is clearly spelled out in the legislation. If a bank employee nevertheless provided some information, then he is brought to administrative responsibility. That is why it is unlikely that it will be possible to find out at least something in the branch of Sberbank.

The only data that can be found out is the name and patronymic of the owner, as well as the first letter of the surname.

How to find out the owner by the Sberbank card number through the Sberbank Online system?

In order to find out information through Sberbank Online, you need to initiate a money transfer, after which information will be displayed in the “Recipient” column.

Thanks to this data, you will have at least some idea of ​​the real owner of the card. You may be able to find a scammer on a social network. His friends and relatives can help in this matter by taking a direct part.

Filing a police report to determine the cardholder

In addition to fraud, there may be other reasons for determining the owner of a particular Sberbank card. For example, mistakenly transfer a large amount of money.

As mentioned above, you will not be able to find out the full information about the cardholder on your own. In order to establish the data of the owner of the Sberbank card account, it is necessary to submit a corresponding application to the police, in which to describe in detail the situation that has arisen. After accepting the application, law enforcement agencies draw up a request to the bank itself to provide the necessary data.

Thus, using the Sberbank card, you can find out the owner, but only with the involvement of law enforcement agencies.

Be carefull! Never transfer money in advance for goods on the Internet. It is better to buy them through cash on delivery, which will protect you from fraud. And if you want to transfer savings to loved ones, then double-check the entered data to avoid incidents.

sberon.com

How to find out the Sberbank card number by last name?

Many plastic card holders never think about the fact that their payment instrument is tied to an account. If a client uses a debit card or credit card to pay for goods in a supermarket, services, fines, mobile communications and other services, then most likely he will not need an account number.

But sometimes money needs to be transferred not to the card, but to the account number. In this case, no additional details are needed.

First of all, to make a money transfer, you need a personal account. It should not be confused with the set of numbers on the front of the plastic, since the latter is the No.

Why a customer might need an account number. The fact is that direct transfers by number are not always available. In addition, the cost of a transaction between card accounts of different banks can be quite high.

Features l / s client:

• consists of 20 digits;
• not displayed on the payment instrument;
• does not change after the release of new plastic.

In turn, after the expiration of the plastic carrier, the client receives a new payment instrument, which has a completely different No. That is, after the re-release, l / c, in contrast to the plastic number, remains the same.

When making a payment or for other purposes, a person may need a payment instrument or account number.

Information about the details is confidential, since only its owner can find out the Sberbank card number by last name.

It is worth noting that most often the sender needs the following data to receive money:

• No. of plastic;
• No. l/s;
• to / from the bank.

To obtain a personal card account, you can use the following methods:

• find a contract for servicing a payment instrument;
• log in to Sberbank-Online and get the data. The service is provided free of charge;
• use mobile banking;
• find out the number over the phone from bank employees.

Clients who indicated their e-mail upon receipt of the plastic can receive payment details on it. To do this, you need to send a corresponding request.

When contacting bank managers remotely, namely by telephone, the client will need to name the code word. Therefore, if a person is interested in whether it is possible to find out the card number by last name, you need to go through identification.

Sberbank and other financial institutions have a strict approach to the issue of storing personal information. If the cardholder has forgotten the code word, then he can receive payment details in other ways.

After entering the pin code and going to the "Details" submenu, the owner of the plastic gets full access to the payment details, including the bank ID and c / s.

The easiest way to find out the card number by the name of the owner, for most Russians, is to visit a bank branch.

To do this, you need to present your passport and ask to print the data. If the client uses international transfers, you will need an additional code - SWIFT.

Almost every one of us uses banking plastic. Despite the fact that this is the most convenient payment instrument, nevertheless, the funds stored on a bank card are constantly at risk, because fraudulent schemes do not lag behind the security system of plastic cards.

But still, thanks to the combination of protection measures with the legislation of our country, plastic users can be to some extent sure that their personal data is under the control of banking organizations. Although some may be interested in the question of whether it is possible to recognize the owner of the card by the card number. Let's try to understand this topic.

An example of how to find out the name and patronymic of a cardholder through a Sberbank mobile bank

Bank Secrecy Law

Banking activity is controlled by several laws, including Federal Law number 395-1. This law regulates the implementation of banking activities, including Article 26 “On Bank Secrecy”. It states that financial institutions engaged in financial activities do not have the right to disclose information about account holders, distribute information about the movement of funds, and other confidential information to third parties, with the exception of officials.

In simple terms, bank employees are obliged to keep secret about their customers and their accounts, in particular, not to disclose their personal data, including last name, first name, patronymic. From this we can draw a definite conclusion that it is impossible to find out who owns the card by the card number from a bank employee.

Remote Services

There is one very real way to find out the owner of the card by the card number. To do this, you can use the remote services of banks. For example, if the plastic number that you know belongs to Sberbank, then you may well find out who it belongs to. There is one way to do this, you need to send a money transfer to the card number you know, you can do this in two ways:

1. Go to Sberbank online and fill out the form to send a transfer to the recipient's number known to you, before confirming the payment, the system will give you the recipient's data, cancel the transaction.
2. Similarly, you can send a transfer through a mobile bank, for this, send the transfer amount and the recipient's plastic number to number 900, in a response message you will receive the recipient's data to confirm the payment, do not confirm the transaction.

Please note that in this way you can only find out the name and patronymic of the owner, but only the first letter will be indicated from his last name.

By the way, by the card number you can only find out which bank it belongs to. To do this, you can use one of the many online services. In a specially designated field, you need to enter the first 6 digits of the number, after which the system will determine who the issuing bank is, what type of plastic: debit or credit, and which payment system it belongs to.

The first 6 digits of the card number are the BIN

Is it possible to find out the data of the card owner by its number

Indeed, there is one legitimate way to find out the cardholder's phone number from the card number. But it can also be used only in one case, if, for example, funds were debited from your account and transferred to another card account. In this case, you can, for starters, take an extract from your bank to find out to which account your funds were received, then contact the department of the Ministry of Internal Affairs and write a statement about the theft of funds. After that, either the police officer will contact the bank to obtain the details of the recipient's account holder, or issue a warrant to the victim.

How to find out the phone number of the cardholder by the card number? There are currently no options for this.

Thus, if you are interested in who owns a bank card, then you cannot find out this information without reason. Although, in practice, in fact, everything is possible, for example, if your friend works in a bank, and he is ready to take risks and provide you with confidential data, and thus violate the law on bank secrecy.