Some residents of the Russian Federation may need to send personal finances to another country, for example, to Belarus. Citizens of Russia are interested in the question of how best to send money.
This can be done in several ways, but the most popular option is to use the services of Sberbank.
It is not possible to send money directly from a Sberbank card to a Belarusian card.
But the bank offers other methods of sending funds:
- Urgent international cash transfer "Hummingbird". In this case, you can send funds without opening a new account. Sending is made at the bank office. The procedure takes no more than an hour. Both the recipient and the sender are charged a commission fee of 1%.
- Fast international MoneyGram transfer. The transaction is completed within 10 minutes. The percentage for the procedure depends on the amount of funds transferred. When sending up to $ 100, 2% is charged, up to $ 300 - 3%, and so on.
- International transfer to a bank account or cash transfer. The procedure is completed within two working days when sending cash and within a day when transferring to a card or account. The transaction fee is 2% if the amount is sent in rubles, and 1% if the currency is used.
- International non-cash transfer from account to account. The operation is performed in rubles, euros, dollars or other currencies. The transaction takes up to two business days. Commission for a transaction in rubles - 2%, for a currency transfer - 1%.
A profitable option is the Blitz service from Sberbank. This option is suitable for those citizens who are clients of Sberbank.
Blitz is a system that allows Sberbank customers to send funds not only to other regions of the Russian Federation, but also to nearby countries. Efficiency is the hallmark of this service. Funds are transferred almost instantly. Already an hour after the completed transaction, the recipient can pick up the money at the bank branch.
This service is not free. For each transfer made, the bank takes an interest of 1.75% of the transferred amount. But at the same time, the percentage cannot be less than 150 rubles and cannot be more than 3,000 rubles. You can send no more than 500,000 rubles at a time.
In addition, Sberbank makes it possible to send a cashless transfer from the Russian Federation to Belarus. To do this, a person needs to come to the office of Sberbank with a passport. Tell the manager the details of the recipient's account and give the required amount. The deadline for sending finances is two days.
Transfer from Alfa-Bank card to recipient's card
Virtual transfers are much easier if the sender and recipient have cards from the same bank. Alfa-Bank enables its customers to transfer money from card to card, including from Russia to Belarus.
If the card has the required amount, then you can simply make a transfer. All this is done in online mode. But there are some restrictions, for example, it is possible to transfer no more than 75,000 rubles at a time, and no more than 500,000 rubles in 30 days.
To complete the transaction, you will need the details of the card of the sender and the person receiving the funds. You will also need to enter the card PIN. The procedure is performed on the Internet, that is, a personal visit to the bank office is not required.
When all columns are filled in, the commission for the transaction is calculated automatically, in the amount of 1.95% of the transferred amount.
Transfers through other payment systems
There is another option for sending funds - this is the use of various payment systems. The most popular and demanded systems are:
- Western Union;
- contact;
- migom.
Each service has its own characteristics.
Western Union
This system has been popular for many years. Thanks to the service, it is possible to make a transaction without opening an account. You can receive funds within a couple of minutes after sending them.
The commission for the completed transaction is from 1 to 1.7%. It depends on the amount of the transaction and on the type of currency. To receive a transfer, you must present a passport, fill out a special form, indicate the transaction number, amount and other information. This method is considered the most reliable and simple.
contact
The operation through this system is carried out in the same way as in Western Union. There is no need to create additional accounts. But this option is valid until the limit, which for Belarus is equal to 500 base units (the base unit is determined by the exchange rate).
If a person exceeds this limit, you will need to create a personal account. At the same time, registration is carried out with the Department of Humanitarian Affairs. To receive and cash out finance, the written permission of this Department will be required.
When making a transaction, a commission of 3% of the transaction size is paid. The transfer takes from several minutes to a day. To receive, you will need a passport, transfer number, amount. This system is not as simple as Western Union and has some complexities.
migom
In this system, as in the previous case, there is a limit on the amount of the transfer. If this limit is exceeded, you will also need to open a special account. But the base values are reduced to 100.
It will take only a quarter of an hour for the funds to reach the recipient. The commission depends on the currency of the transaction. When sending rubles, the commission varies from 1.5 to 2%. When sending foreign currency, the commission is from 2 to 3%. To receive funds, you must have a passport and an application for obtaining finance.
As you can see, there are many options for sending funds from Russia to Belarus. Each client independently chooses the system by which the procedure will be performed.
To which countries can I send an international transfer of "Hummingbird"?
International transfers through the Hummingbird system can be sent to Belarus and Kazakhstan.
Sending transfers "Hummingbird" to Ukraine is not carried out.
You can send a transfer to another country through the transfer system.
Can I send a Hummingbird transfer to Ukraine?
Hummingbird and MoneyGram transfers are not sent to Ukraine.
It is possible to send a transfer to Ukraine (using the SWIFT system).
In which Sberbank offices can I make Hummingbird international transfers?
You can find the desired office of Sberbank on the page "" ("Select services" → "Hummingbird" international).
Can I send or receive a Hummingbird transfer at an ATM or personal account Sberbank Online?
You can make all Hummingbird transfers only at Sberbank offices.
What is a transfer control number?
Each sent international transfer "Hummingbird" is assigned a control number (8 digits), the knowledge of which by the recipient of the transfer is a prerequisite for its payment.
How quickly can I receive a transfer?
The international transfer "Hummingbird" becomes available for receipt 1 hour after it is sent.
Where can I get a Hummingbird translation in Belarus and Kazakhstan?
You can get a translation:
- in Belarus - at the offices of BPS-Sberbank
- in Kazakhstan - at the offices of Sberbank
Features of receiving a transfer in Kazakhstan
You can receive a transfer at the office of Sberbank (Kazakhstan) only upon presentation of a foreign passport and indication of the control number of the transfer.
What should I do if the recipient cannot receive the transfer?
First of all, make sure that when making a transfer, the details of the recipient were correctly indicated - his full surname, name and patronymic (if any). If you find an error in the name of the recipient, contact the Sberbank office where the transfer was sent (or any other office located in the city where the transfer was sent) and correct the transfer. The operation is free.
You can check the correctness of the recipient's details in the application that you received when making the transfer.
If the details of the recipient were specified correctly, make sure that the control number sent to the recipient is correct. If necessary, tell the control number to the recipient again.
In what cases and where can I correct the translation of "Hummingbird"?
The sender may make changes to the still unreceived transfer in terms of the last name and/or first name and/or patronymic of the recipient. To do this, you must have a passport and a transfer control number (8 digits) assigned during its execution.
You can correct the transfer at the Sberbank office where the transfer was sent or at another Sberbank office located.
Can I cancel a transfer?
You can cancel a transfer that has not yet been received at the Sberbank office where the transfer was sent or at another Sberbank office located. To cancel, you must have your passport and an application issued when sending the transfer with the control number of the transfer (8 digits).
In what exceptional cases is it allowed to issue a Hummingbird transfer to the recipient if the full name in the details of the transfer does not match the data in the recipient's identity document?
Such exceptional cases include different spellings in the details of the transfer and the details of the identity document of the recipient, the letters “E” or “Yo” and the letters “I” or “Y”, the same spelling of letters in Latin and Cyrillic (for example, “P” (lat. .) and “P” (kyr.)), as well as the absence or presence of a space or hyphen in the details of the full name.
What to do if the control number of the Hummingbird transfer is lost?
Issuance of a duplicate control number is not performed. You can cancel the transfer and send a new one. To cancel the transfer, you need to issue a written application in any form addressed to the head of the Sberbank office where the transfer was made.
How can I check the status of a transfer?
To clarify the status of the transfer, contact only the Sberbank office where the transfer was sent or at another Sberbank office located.
How long is the international transfer "Hummingbird" stored in the office of Sberbank?
An international transfer of "Hummingbird" can be received or canceled within three years from the date of its sending.
How can I get cash at the Sberbank office when transferring large sum? Do I need to order them?
In case of receiving a large amount in rubles, as well as in foreign currency We recommend that you first contact the Sberbank office to clarify the availability of the required amount and possible terms of receipt.
The advantage of the modern banking system is its global nature, thanks to which customers can transfer funds not only within the country, but also to any bank in the world. Given that Belarus and Russia are on friendly terms, their citizens may need to transfer funds. One such option is one that allows you to transfer money to Belarus through Sberbank, but customers ask if this can be done through an online system.
On the possibility of transferring funds from Russia to Belarus through Sberbank
If customers want to send money to Belarus directly to a bank card in this country, then they will be refused, because this simply cannot be done. Although Sberbank is present in Belarus, it is impossible to make a direct transfer to its card, and international systems must be used. As in other countries, funds can be transferred in cash or from an account, including using Internet banking.
Transferring money from a Sberbank card to Belarus is not a difficult undertaking if a person knows the name of the recipient, details of his bank and other official information. First you need to take the data from the recipient of funds, which he has the right to request from his bank. You can transfer all the information via the Internet or by phone, after which the Russian must provide the details to the cashier or enter them in Internet banking.
Available methods
Even taking into account the fact that BPS-Sberbank, operating in Belarus, has been a subsidiary of the Russian Sberbank since 2009, the client is not spared the need to use international payment systems. You can transfer money from Russia to Belarus through Sberbank in several ways:
- cash transfer through the Hummingbird system;
- moneygram;
- international transfers in cash or non-cash methods.
The first method, which is using the Hummingbird system, allows you to send money without having to open a new account with Sberbank. To send it, you can contact the company's office directly and transfer the money to the cashier or consultant. The transfer procedure will be carried out within an hour, although usually money is transferred earlier. The peculiarity is that both the sender and the recipient pay a commission in the amount of 1% of the transfer amount.
The MoneyGram international system makes it possible to send money, which will be received by the addressee in 10 minutes, however, it is impossible to transfer money from a Sberbank card. But the percentage in this case is quite high, since the funds are transferred in a currency, usually dollars. For amounts up to $100, fees will be 2%, and for larger amounts, the percentage will be higher, for example, from $100 to $300, you will need to overpay 3%.
An international cash and non-cash transfer is carried out within a period of up to two business days, while the money will be sent within a day if the transfer is made to a card or account. For the transaction, you should pay 2% if it is made in rubles, when sending the currency, you will need to overpay 1% of the amount. Previously, Sberbank offered its clients the Blitz service, which later became known as Hummingbird.
Important! On the this moment this is one of the fastest ways, because money is available within 10-20 minutes after sending. Both rubles and dollars with euros can be sent. The main thing is that a commission of 2% for a transaction in national currency and 1% - if we are talking about transfers in foreign funds.
Is it possible to transfer money through Sberbank Online
When sending money between clients of Russian banks, there are no problems, and such a task can be completed through Sberbank Online. But the situation changes when the money needs to be sent abroad, in particular, to Belarus. The fact that in this country there is a subsidiary of Sberbank does not negate the fact that these are different legal entities placed in different countries. Therefore, it is impossible to transfer money to Belarus through Sberbank Online, and other international systems must be used for this.
They, in turn, require only a visit to the branch, and, depending on the system, different lists of documents will be required. For example, the easiest way would be to generate a translation of "Hummingbird", which can be sent to Belarus and Kazakhstan. In addition to the passport and full name of the recipient, no data is required. SWIFT transfer will be less convenient, because, in addition to the passport, you need to know the name of the bank where the recipient will receive money, as well as his SWIFT code. In addition, you must also provide the address of the recipient or his passport data.
MoneyGram, which requires a higher commission, will require a smaller list of data. So, the client will manage only with his own passport and the name with the recipient's surname, written in Latin letters. But it will be possible to receive a transfer from abroad through Internet banking, if the company allows it. Then you need to go to the payments and transfers section, and then enter the required transaction details.
Alternatives
In addition to official banks, there are no less legal methods, which, in particular, are payment systems. Of these, the most international is WebMoney, which works in most countries of the world, and if the client replenishes the account and then sends funds to another user of the system, the operation will take place without any codes and additional data.
The problem is that you first need to enter personal data into the account and confirm it using passport data. But the verification is fast, and to make a transfer, you only need to know the user's wallet number, while new ones open instantly and do not require additional confirmation. In addition, you can link a card of any bank to your account and subsequently immediately transfer money directly to it. The transfer fee is set at 2-3% of the amount, which is quite tolerable compared to other options.
If the intrabank systems and WebMoney do not suit the client, he can use additional transfer systems, one of the most convenient is Western Union. Almost every bank in the world is connected to it, and Belarusian institutions are no exception. To work with it, you do not need to open an additional account, and the funds arrive to the addressee within a few minutes after sending.
The commission of this method will be a maximum of 1.7%, and it depends on the size of the transaction, as well as the type of currency. To receive a transfer, the receiving party must present a passport, as well as fill out a special form. It indicates the transaction number, its amount and other information, so the method is quite simple and reliable.
Conclusion
There are several ways to transfer funds from Russia to Belarus, but you must definitely come to the Sberbank office, since such a transaction cannot be completed through its online system. A person can choose several systems and ways of transferring funds, which differ in commission and deadlines for completing the task. At the same time, there is a transfer that works only in subsidiary banks of Belarus and Kazakhstan - Hummingbird, it allows you to receive money in 10 minutes and even credit it to your card via Internet banking.
International transfers through the Hummingbird money transfer system is a fast, reliable, convenient and secure way to transfer money between the Republic of Belarus and Russian Federation. The operator of the system in the republic is BPS-Sberbank, whose branches are located in Minsk, Mogilev, Gomel, Vitebsk, Brest, Orsha, Soligorsk and other cities - about 90 banking service centers in total. Translation "Hummingbird" from the Republic of Belarus can only be sent to. In order to send money to other countries, you can use the services of the MoneyGram money transfer system, which is also available at BPS-Sberbank branches. Express transfers have the following advantages:
- a wide service network of Sberbank of Russia allows you to receive a sent transfer in almost any city;
- transfers are sent without opening a bank account;
- you can choose the transfer currency - Russian rubles, USD or EUR;
- high speed of delivery - transfers are available for receipt within a few minutes after sending.
The fee for sending a transfer is 1% of the amount. Unlike many other money transfer systems, Hummingbird also charges a fee from the recipient of the transfer in the amount of 1% of the amount. The cost of canceling a transfer is 150 Russian rubles.
How to send and receive Hummingbird money transfer
To send a transfer, follow these steps:
- visit a bank branch. You should first clarify in the contact center the availability of this service in a particular branch of the bank, since not all branches can send a transfer;
- present an identity document to the operator;
- inform the operator of the full name of the recipient of the transfer, the amount and currency of the operation, as well as the locality where the transfer was received;
- pay the transfer and the corresponding commission at the bank's cash desk;
- receive an application for sending a transfer with a control number and an incoming currency order
- tell the recipient of the transfer the control number and amount of the transfer.
When sending a transfer, you should remember that the control number of the transfer is confidential information that in no case should be disclosed to anyone other than the recipient of the transfer.
The sender of the transfer can use an additional service by specifying a security question and an answer. In this case, the recipient's knowledge of the answer to the security question will be a prerequisite for receiving the transfer. The sender also has the right to make changes to the full name of the recipient in a previously sent transfer.
You can receive a transfer in the foreign currency in which it was sent. You can find out the transfer status at the contact centers of BPS-Sberbank and PJSC Sberbank. To receive a translation, you must:
- visit a bank branch
- provide an identity document;
- inform the operator of the full name of the sender of the transfer, control number, amount, currency and place of sending the transfer.
Restrictions on sending money transfer "Hummingbird" from Belarus
- The total amount of all transfers made by one sender must not exceed 10,000 USD per day;
- Transfers for the purposes of business or investment activities of clients are not allowed;
- Payment for transfers is made only in cash.
Safety regulations
To protect against fraudulent activities, the following security rules should be observed:
- do not disclose the details of the transfer to anyone other than the recipient;
- do not send money to strangers;
- if you are asked to send money to a relative in need, make sure they really need help.
Following these simple rules will help you avoid losing your money.