BPS Sberbank has developed several convenient services that allow customers to quickly replenish their account balance. What methods a plastic holder can use to put money on a BPS Sberbank card, where to withdraw cash without a commission, and how to secure your finances when shopping in online stores, we will consider in our article.

Methods for replenishing a BPS Sberbank card

To link a BPS Sberbank card to the Aliexpress service, you must:

After that, the plastic will be saved in your Aliexpress account, and for further purchases you will not have to fill in the card data again.

Instructions for disabling SMS alerts

The service "SMS-alerts" allows the cardholder to control the balance of the account. After each debit transaction, a message is sent to the plastic owner's mobile phone indicating the debited amount and the balance of funds.

SMS notification allows you to always keep abreast and have information about the balance of funds. In addition, the service will help identify fraudsters if the plastic has been stolen, and block the account in time.

If you want to disable the "SMS notification" service of BPS Sberbank, you can do this in personal account Sberbank Online. After authorization, select the card for which you want to disable the service, and click on the "Disable SMS notification" tab.

You can also refuse to use the service in any division of the BPS of Sberbank by submitting a written application to turn off the SMS notification.

Ways to close the card ahead of schedule

If the client wants to close the card ahead of schedule, then he needs to contact the BPS-Sberbank unit with a passport and plastic. At the bank office, an application is made to close the card and account.

Important! If you want to close the BPS Sberbank card with an overdraft ahead of schedule, be sure to indicate in the application that the account is closed, and not just the card itself. Otherwise, disputable situations may arise when the plastic is reissued automatically, and the client will be charged a fee for servicing a credit card.

Through the remote services of the Internet Bank, mobile application or contact service, you can only block the card. You can close the plastic and the account to which it is attached only at the representative offices of the BPS of Sberbank.

3D-Secure connection

If you are still wary of online shopping and are afraid that your bank card information may fall into the wrong hands, connect 3D-Secure. The service allows you to increase security money transfers thanks to special codes, which are sent to the cardholder's phone to confirm the operation.

You can connect 3d-Secure to BPS Sberbank cards related to MasterCard and Visa payment systems. To connect, log into your Sberbank Online personal account and select the plastic you plan to use to make payments on the Internet. In the "Actions" tab, click the "Connect 3D-Secure" button.

If necessary, the service can be disabled in the personal account of the Internet bank or mobile application.

How to unblock (block) a card

If the card is lost, then there are risks that fraudsters can deduct funds from it or carry out debit transactions. To get rid of possible troubles, the card must be urgently blocked.

This can be done by calling the contact center, using the mobile app, Sberbank Online, or via SMS banking.

To block via SMS banking, send a message to 1222 with the text BLOCK. In the Sberbank Online service and mobile application, you need to select a card and click on the "Block card" tab. After an emergency block, visit a bank branch in the near future and apply for card closure.

If you need to unblock the card, then you can do this in the same ways as when blocking:

1. In the BPS division of Sberbank.
2. Call center number.
3. Via SMS banking.
4. On the mobile app.
5. To Sberbank Online.

To unlock via hotline» bank, the client needs to name a code word to identify the person who applied.

Ways to find out the balance of the BPS Sberbank card

You can get information about the available balance on the card in several ways:

1. If the client has activated the "SMS-alerts" service, then you can view the balance of the card after each debit transaction. SMS notification allows you to constantly monitor the status of your card account and plan your spending.
2. Log in to your personal account of the Sberbank Online service and select the card on which you want to receive information. Internet banking makes it possible not only to track the account balance, but also pay for services, goods, transfer money, and apply for a loan. The service is available around the clock, so you can find out the balance of the card even at night.
3. At ATMs and payment terminals. In BPS devices of Sberbank and partner banks, a balance request is free of charge. If you use an ATM of a third-party bank for the request, you will have to pay a commission fee.
4. The mobile application displays information about all current products: cards, loans, deposits. Click on the card whose balance you want to check, and the required information will be displayed on the screen of your mobile device.
5. With the help of "SMS-banking" service. To receive information about the balance, you must send a message to 1222 with the text OSTATOK. The response message will contain up-to-date information about the state of the current account.

Thus, BPS Sberbank customers do not have any difficulties when replenishing a card. A wide range of ways to deposit cash and transfer funds allows you to quickly put money on the card at any time of the day.

We test the quality of service in Belarusian banks. Today we will learn how to top up the card BPS-Sberbank, and what commission will be removed for this.

We start with a call to the contact center.

First call the bank. I was greeted by a virtual consultant Alesya and transferred the call to a live specialist.

-Good afternoon. My name is Inna. How can I help? — the real girl asked.

-Hello. I need to top up my card. How can i do this?

- Through the information kiosk, or, for example, in cash ... Tell me, do you have a card from our bank?

- Yes, there is, but I have money on the card of another bank and cash.

- Well, in this case, you can replenish the card of our bank through the information kiosk in cash, you need the card number and expiration date, if the card is in hand, then you can insert it and deposit cash. Or replenish the card through ERIP. You need to indicate the number of your agreement, you can see it either in Internet banking, or when you received the card, you were given a printout with an invoice - this information will also be visible there.

- And you said cash?

Yes, cash is an option. With a passport, you can contact the bank branch, and pay through the cashier. However, if you top up the card through the cash desk, and there is an information kiosk in the subdivision, then it will be with a commission, so it will be easier to do it through the information kiosk ...

- That is, it will be at the box office with a commission?

- If there is a working information kiosk in the bank's subdivision, then in this case there will be a commission at the cash desk. If the unit does not have a working information kiosk, then in this case there is no commission, of course. But you must have your passport with you.

So, you can replenish the BPS-Sberbank card in cash for free both at any information kiosk, and remotely by using the account number in the ERIP system, using the Internet or mobile banking of any bank.

But at the bank's cash desk, with a high degree of probability, they will take a commission from you.

Correspondent's personal opinion

The consultation was quick and clear, the girl talked about the nuances of replenishing BPS-Sberbank cards, but did not name the commission. I had to ask in the online chat!

The most convenient way to replenish the card is to use the ERIP system. However, you will need a long account number for this. It is a pity that the bank does not have its own system of transfers from cards of other banks.

It is interesting that you will be charged a commission for replenishing the card at the bank's cash desk ... 5 BYN, but only if there is a working information kiosk of the bank nearby. It’s hard to disagree with this approach – if you can use the information kiosk, you don’t need to go to the cashier.

Test result - 20.5 points out of 40 possible

Evaluation criteria in the competition				BPS-Sberbank
By phone	Call Center response time on the line	1 point - 3.5 minutes 2 point - 3 minutes 3 point - 2 minutes 4 points - 1 minute 5 points - less than 30 seconds	MAX 20	3
	Completeness of information received from the Contact Center	. whether they offered options for remote replenishment of the card - 10 points		10
		. told about each option in detail and named the commission - 5 points		2,5
		. offer only offline replenishment options (cash or bank branch) - minus 2 points		0
Top-up options	cash ways	. at the bank's cash desk with a commission - minus 5 points	MAX 20	-5
		. only at the bank's cash desk - 0 points		4
		. only in your own information kiosk (cache) - 1 point
		. in any information kiosk (cache) - 4 points
	Cashless ways	. through ERIP without commission (in mobile bank or via internet bank) — 6 points		6
		. through ERIP with a commission (in a mobile bank or in an Internet bank) - 3 points
		. through our own system of remote replenishment without commission - 10 points		0
		. through its own system of remote replenishment with a commission - 5 points
Maximum points			Max 40	20,5

SB "Belarusbank" - largest bank Republic of Belarus. It occupies a leading position in terms of capital, assets and issued cards. They will be discussed in this article.

Story

In 1987, the Belarusian Republican Bank was established, which in 1991 changed its name to the Savings Bank of Belarus. In 1995, it was merged with CB "Belarusbank" into the current OJSC "ASB Belarusbank". In subsequent years, the financial organization also included Belsvyazbank, Belzheldorbank and MinskComplexBank. To date, the holding includes institutions engaged in leasing, brokerage, consulting activities, providing non-banking services.

Financial indicators

By 2011, Belarusbank was recognized as the largest in the domestic market. In the annual ranking of the world's banks published by The Banker for 2015, JSC "JSSB Belarusbank" was in 10th place among 25 institutions in Eastern Europe. More than 99% of the shares belong to the state.

As of January 1, 2016, the bank's resource base was 268 trillion. rub., normative - 33.8 trillion. rub., authorized capital- 26.7 trillion. rub. The share of the bank's presence in the domestic market was 41.2%: for deposits - 45%, loans - 72%. The bank raised $1.8 billion from foreign financial companies, from legal entities- 79 trillion. rub., individuals- 95 trillion. rub.

Payment systems

Belarusbank issues cards of the Belkart system and international Visa and MasterCard. More details on how to put on the card "Belarusbank" will be described later. Since 2012, American Express cards have also been in circulation. Their acquiring is carried out by BPS-Sberbank and Belarusbank. There are more than 20,000 retail outlets and 30,000 terminals for customer service.

Refill

How to put money on a Belarusbank card? You can perform this operation in two ways:

• Cash;
• Transfer from another card, account.

Let's take a closer look at each of these options.

Cash replenishment

Can I put money on a Belarusbank card through a cash desk? Yes, you can. To complete the transaction, you need to provide the cashier with the following information:

• FULL NAME. owner.
• Account service agreement number.
• Information about the branch of the bank where the contract was signed.
• Card number.

Funds are credited to the account within three days.

Transfer between cards

The easiest way is to make a transaction between cards of one person. No commission is charged for such transactions. You can also transfer funds between cards of the same bank issued to different owners. For such an operation, you will have to pay 2.5%. How to put money on a Belarusbank card? You need to indicate the card number and expiration date in the application form on the bank's website. The operation is carried out only in rubles.

How else can you deposit money? The card of "Belarusbank" is available to replenish through international payment systems. On the Visa and MasterCard websites, you can find services for instant transfer of funds between cards issued by one payment system. You will have to pay an additional 5% for the speed of processing the operation.

How else to put money on a Belarusbank card? The accounting department of an enterprise can transfer funds to an employee on a card of any bank. Especially for this operation, an Internet banking system is provided.

Use of infokiosks

Information kiosks (POS-terminals) are actively used all over the world by banks and other organizations to pay for goods and services, order tickets, etc. With their help, you can use the services without visiting the branch. The information kiosk is not an ATM. You cannot withdraw funds through it.

The devices are conditionally divided into two parts: some work only with cards, the second ones also accept cash (Cash-in function). Most often, bills fall into a special converter. Subsequently, bank employees seize it, open it and conduct an inventory. After these procedures, the funds are credited to the beneficiary's account. There are also devices of the second type, which immediately recognize banknotes and credit money to the client's account. They are more common.

How to put money on a Belarusbank card through an infokiosk? First of all, you need to select the item “Cash transactions” in the menu of the device. The system will give you a form to fill out. To make a payment, you need to specify the number and expiration date of the card, insert banknotes and confirm the payment. When replenishing an account, you need to take into account that the terminal does not give change. For this operation, a commission of 1.5% of the deposited amount is provided. Through the infobox, you can top up the card balance by 1-999 bel. rub. The operation is carried out in real time. Funds are credited to your account in a few minutes.

How else to put money on a Belarusbank card? If you don't have cash, you can replenish your account using bank card. To do this, select the "Cashless payment" section in the terminal and insert a card on the payment page. To confirm the transaction, the system will require a PIN code.

Other features

The Infokiosk can be used to get reference information about the account. It is enough to insert the card of JSC "ASB Belarusbank" and select the appropriate menu item:

• view account balance;
• pay for bus tickets;
• pay for the services of a mobile operator, home phone, Internet;
• pay off the debt public services(water, gas, electricity, etc.);
• pay taxes;
• repay a loan issued by ASB Belarusbank, AKB Belrosbank, Delta Bank;
• transfer funds between accounts;
• replenish the deposit account;
• order or cancel the SMS-banking service.

Without using the map, you can only see background information about the bank.

To pay for services, you need to insert the card into the card reader and enter the PIN code. After authorization, you should select the "Payments" operation and then the desired service, for example, RUE "Beltelecom" (payment for a home phone). To conduct a transaction, you must enter a phone number with a code (10 characters). At the next stage, the system will require the full name. subscriber. In order not to re-enter data, it is enough to save the payment in the system and, if necessary, return to the template. The screen will automatically display the amount owed. You can change it by clicking on the "Correct" or "Pay" button. Upon completion of the transaction, you need to pick up the check and card.

How to put money on a Belarusbank card? It is not always successful to do this for the first time, therefore, in order not to resort to the help of other people, better familiarize yourself with a few simple guidelines. If there is a valid account of Belarusbank, then customers can deposit funds without interest at the branch. An option is also available through the information kiosk in cash.

The owner of Belarusbank funds can send money to a BPS Bank client completely safely. For a successful transaction, you should know the exact 16-digit code to which you want to deposit a specific amount. It is convenient to use your card for solving various problems, including transferring money.

Mutual settlements between individuals can be made through any bank card, and not only through the means of payment of Belarusbank. You can transfer money to another person using your card. It is also allowed to use a credit card if it has enough funds.

Ways to put money in cash on a Belarusbank card

Click on photo to enlarge

If you have an account with Belarusbank, then you can use its wide range of opportunities anywhere. A valid card can be topped up with cash one of two ways:

1. Without the use of plastic.
2. Using.

It is convenient to replenish the account in one way or another, which the holder chooses at his discretion. You can manage the funds on your account both in the institutions of banking branches, and when using information kiosks with the “cash-in” replenishment function.

Must know settlement number of the plastic card, as well as its validity period (information about the month and year).

Sberbank card, which they plan to use to make transfer transactions, must be valid. To top it up at the relevant points, need to know expiration date and number. Commissions are set at a rate of 2% (tied to the amount) or 2.5%, subject to the use of a transfer made using the details of the plastic.

Do not forget that the ATM dispenses money, and the terminal accepts and allows them to be transferred to any account without delay.

You can make a transfer from the starting amount of 1 BYR. and up to the limit of 999.90. The transfer of money by any chosen method is carried out instantly, so in a few seconds the required amount will be successfully credited. It is allowed to deposit money from abroad through an international bank transfer. Worth considering that the card must be a Visa or MasterCard.

Via information kiosk

What do you need to transfer finances through the information kiosk? You can use the services of POS-terminals without visiting the branch financial institution. Select the device, which has the "cash-in" option. Where can I find a suitable terminal? It is located in different places and is recognizable thanks to the bright logo of Belarusbank.

This is how the search for information kiosks looks like on the official website of the bank

Before you decide to transfer funds to a card, you should carefully check the 16-digit number and successfully confirm the payment.

It is easy to transfer money to an active account, if everything is done step by step:

• Select "Cash transactions" in the information kiosk menu.
• In the form to fill out, indicate the expiration date and number.
• Enter the required amount of banknotes.
• Confirm all transactions.

From the deposited money, the self-service device charges a commission (1.5%). Funds are credited to your account instantly. Top-up amount varies between 1-999 BYR. Cash payment when using the terminal is entered in the whole amount and with preliminary familiarization of the public offer agreement. After all manipulations don't forget to click"Finish the job." Mobile phone details are not required.

If there is no cash, then can be replenished directly from account to account. This operation is performed through the "Cashless payment" section, for the successful completion of which you need to enter a PIN code.

The video will tell you more about the transfer of money:

At the bank teller

Using salary card, can be listed cash and through the cash desk of Belarusbank. To successfully replenish such data will be required:

1. Validity.
2. plastic number.

During the operation, a commission will be charged, which is the same for all clients - 2.5% of the amount. The size of the commission is not affected by whether you replenish someone else's or your own card. In this way, you can replenish the plastic of Belinvestbank, and Belgazprombank or any other.

It is worth considering that the cash desk of the Belarusbank branch works according to the established schedule, so on Saturday payments are not accepted all day, and on Sunday the bank is closed. In this case, it is more convenient to use the services of an information kiosk, which can be installed in a bank or in other places open for public use.

Banking is also open to customers, with the help of which it is allowed no less fast transfer money. Confirmation of the transfer of funds does not come by mail, but through a mobile phone.

How to put money from a card to a Belarusbank card?

The possibilities of a bank card are not limited to a few simple transactions. Visa-marked plastic allows not only withdrawing money from an ATM, but also replenishing another or your own card. The appropriate method is chosen at the discretion of the client. It is convenient that Transferring money without a card is successful if all required data is present. To replenish the balance, you do not need to spend a lot of time.

Can I transfer money from one card to another? To carry out such an operation, information about the validity period and a 16-digit plastic number will be required. If transfers are made between the accounts of one person, no commission is charged.

Pops up before replenishment such a warning:

• Charged 1.5% of the amount transfer, if the funds are credited to the account of Belarusbank.
• 2.5% charged if transactions are carried out with a card of another bank.

So if you need to replenish the Belagroprombank card in the amount of 50 bel. rub., then 1.5 rub. will be a commission. The same commission will be charged to the client when transferring funds to the MTbank card account. The totality of all actions does not have complexity, even if you transfer money to a non-cardholder.

Photo-instruction on transferring money in Internet banking.