Promsvyazbank issues cards of VISA, MasterCard and MIR payment systems, in rubles and foreign currency. It is possible to design a card with an individual design.

General characteristics

By issuing a debit card, the client receives a tool for making cashless payments within the limits of his own funds.

The Promsvyazbank card is, first of all, a card reliable bank which allows:

• make non-cash payments, both in Russia and abroad;
• withdraw cash free of charge at Promsvyazbank's ATM network, as well as at ATMs of partner banks (such as Alfa-Bank, Rosselkhozbank and others);
• make cashless transfers;
• participate in bonus program Promsvyazbank, as well as promotions organized by payment systems;
• use contactless payment technologies;
• monitor the status of the account, as well as manage finances using the services of mobile and Internet banking.

Distinctive features

The above options are not exhaustive for Promsvyazbank cards. Cashless payments are becoming more popular, buyers are not limited as before to one salary card, and readily open new ones if they turn out to be more profitable. Customers can benefit from:

• the possibility of returning part of the purchase made with the card, or in other words, cashback;
• bonus program PSbonus (expired on 08/16/2018);
• PSB World of Discounts program;
• accrual of interest on the balance;
• the ability to save on card maintenance;

Cashback

There are several options in the assortment of debit cards, with a cashback points program that allows you to return part of the money spent. The percentage of cashback depends on the category of expenses, and can range from one to seven percent. In some cases, the client can choose and change categories with increased cashback.

Points are credited to the bonus account once a month and are available for 1 year from the date of their accrual. You can convert points into rubles at the rate of 1:1 using the Internet bank.

For a calendar month, no more than the maximum allowable amount of points can be accrued.

Cashback is not credited when paying utilities, taxes and penalties.

On August 16, 2018, the PSbonus loyalty program was terminated, customers can independently connect to the new Cashback bonus program. For cards that do not provide for increased accrual of cashback, 0.25% of the amount of the transaction for paying for goods and services is charged.

Calculation of interest on the balance

The PSB card can also be used as a savings account that generates income up to 5%. Of course, such an offer is not available for all bank cards. The conditions under which interest is charged on the balance may vary. In order to receive income from the On the Move card, the daily account balance must not fall below a certain amount during the month.

On the card "Your cashback" 5% is charged from the amount of the average monthly balance (if this option is selected).

Promsvyazbank is a member State System deposit insurance. Funds up to 1.4 million rubles on deposits and accounts, including card accounts, are insured by the state.

World of discounts PSB

When paying with a card, customers can receive discounts of up to 40% from bank partners. You can get acquainted with current promotions, as well as the size of the discounts provided, on the bank's website.

Maintenance cost

The rule the more you spend, the greater the benefit, is valid for most bank cards and in terms of the cost of annual maintenance. More often, free card maintenance is provided if the amount of purchases and / or the balance on the account does not fall below a certain amount.

These conditions are more often valid for the main account card. The cost of servicing an additional card may be charged in full.

Other fees

Before opening the card you like, it is worth clarifying what limits are set on the card, and also in what cases an additional fee may be charged.

For example, commissions may be charged on Promsvyazbank cards:

• for cash withdrawals over the limit;
• urgent card issue (the service is available to customers in Moscow);
• when withdrawing cash at the PVN of Promsvyazbank;
• when withdrawing cash from cash points/ATMs of third-party banks.

Mobile bank

The service allows you to quickly track the status of your account mobile bank. In most Promsvyazbank tariffs, this service is provided free of charge. But there are exceptions, for example, on the “Your PSP” card, the cost mobile bank is 69 rubles per month.

The Internet banking option is provided free of charge to all bank customers. By using personal account customers can make utility payments, pay for cellular services, as well as pay taxes and fines.

It should be noted that in most cases no commission is charged for the transferred payments. What makes it possible to produce obligatory payments quickly and without queues.

In addition, using the Internet bank, you can replenish the card, including from the account third party bank, make transfers from the card, open deposits, control the status of the bonus account, and also convert bonuses into rubles.

Terms of receipt

Additional conditions apply for obtaining a pension card: the card is issued to clients who have reached retirement age, or to those who have less than 12 months left before reaching retirement age.

Promsvyazbank's line of debit cards includes more than 10 card products for different categories of customers, taking into account their hobbies and lifestyle. For example, here you can issue a special card, which will be credited with a bonus in the form of miles for paying for air tickets; congratulatory or virtual card; plastic with individual design, etc.

However, our attention was drawn to the "Good Mood" instant issue card of Visa Unembossed/MasterCard Unembossed payment systems. Multifunctional plastic with a low maintenance cost, a long validity period (4 years), attractive discounts and a bonus in the form of interest on the balance is perhaps the most affordable and practical offer of PSB.

There is no issuance fee. First year of service debit card of Promsvyazbank Good Mood is free. Subsequent maintenance will be paid, but its cost is low.

Internet banking upon receipt of a PSB debit card

Each owner of plastic from Promsvyazbank can connect the PSB-Retail Internet bank for free. You can do this in several ways:

• Write a corresponding application at the bank branch, after which the employee will issue a temporary login and password to enter
• Connect through an ATM and receive a check with a temporary login and password

In any case, the password and login will be valid for 10 days. During this time, the cardholder must log in, log in and change the login details. Access to the Internet bank is on the main page of the official website of Promsvyazbank.

In addition, the plastic owner can activate the SMS informing service in order to always stay up to date with the latest card transactions.

The period of commission-free service is 3 months after the first activation of the service. After this time, SMS-info will be paid. It is noteworthy that in case the card is reissued before the expiration date or its closure, the debited funds towards the payment of SMS informing are not returned to the client.

Transfer to the "Good mood" card from PSB - where can I find the details?

As a rule, to make a transfer to a plastic card, it is enough to know its number. It is located on the front side and consists of 16 or 18 digits. You can also transfer funds to plastic using the account number to which it is linked. It can be clarified in the Internet bank or on a free hotline for clients - 88005552020. In some cases, you may need a BIC, corr. account, TIN. These details can be found on the official website in the “About the Bank” tab.

Interest rate on account balance and other options

The owner of the Good Mood card from PSB can accrue interest on the account balance. Cash reward is calculated monthly, on the first days. In the first month of using the card, accrual is available to all holders. In the second and subsequent periods, interest will be charged only if the minimum conditions are met. If the card has less funds than needed, no interest will be charged.

In addition, there is a program of privileges for owners - these are discounts up to 50% for non-cash payments for purchases and services from bank partners (Finn Flare, HENDERSON, Mascotte and more than 400 items)

Cons of a PSB debit card

Debit card of Promsvyazbank Good Mood is a unique product with a full range of necessary services and additional features. Among the shortcomings, one can single out only the cost of SMS informing and the need to pay immediately for the whole year.

It can also be noted high commissions for cash withdrawals at Promsvyazbank's payment terminals and third-party terminals/ATMs.

Quick receipt when applying through our service

High cash-back

Fill out the form on the card without leaving home

Ways receipt:

Design

A successful online choice of a plastic card with worthy characteristics ensures the convenience of financial transactions, the reliability of savings, receiving impressive profits from interest accrued on deposited funds and additional privileges. Any Promsvyazbank debit card has a set of useful options that allows the owner to freely use banking services, freely dispose of their own financial resources, and receive pleasant bonuses and discounts. A well-known organization offers a range of various card products that meet the needs of the most demanding customers of different age and social groups.

Order a debit card from Promsvyazbank

The applicant should first familiarize himself with the current offers of a well-known issuer, determine the best option in accordance with his own preferences and current circumstances, and immediately Promsvyazbank with attractive characteristics:

• wide functionality;
• minimum maintenance cost;
• solid interest rates;
• no fees for cash withdrawals;
• free mobile and internet banking;
• large cashback;
• convenient ways to replenish the balance;
• interesting bonus programs.

The 24/7 support service is ready at any time to assist the user with any complications associated with the use of plastic.

Registration of a debit card of Promsvyazbank PJSC

Issuing a debit card with instant approval on the day of applying to Promsvyazbank PJSC is available to adult citizens with a valid passport. Applications of applicants are accepted at the branch of the organization, in a remote form on the official website of the bank and even by phone. It takes only 2 minutes to prepare an online application on your own. The request should include:

1. date of birth;
2. region and city of residence;
3. Contact phone numbers;
4. email;
5. delivery address of the manufactured plastic.

A bank employee will call you back in a few minutes to clarify the details, passport data and complete the application.

Online application for a Promsvyazbank debit card

Innings online applications Promsvyazbank is carried out without certificates confirming solvency, and frees the user from office visits. The applicant receives the desired product without any extra effort and begins the active daily use of plastic:

• fast cashless payments;
• remote payment of receipts for housing and communal services, telecom operators, taxes, fines and other obligatory payments;
• receiving regular profit in the form of interest;
• free disposal of financial resources;
• making bargain purchases.

Free service is provided to customers who meet the requirements for the amount of cash balance on the account or the amount of non-cash turnover.

Debit cards of Promsvyazbank PJSC

Each of the prestigious debit cards Visa or MasterCard of PJSC Promsvyazbank has an attractive tariff plan for individuals and a set of significant advantages:

• "Your cashback" is distinguished by a large cashback for goods of selected categories, high profitability, no fees for transfers and withdrawals of money from ATMs, the establishment of minimum criteria for gratuitous service;
• "In move" intended for fans of sports and a healthy lifestyle, provides for increased cashback on sports goods, the purchase of subscriptions to sports clubs and swimming pools, the choice of the preferred account currency, increased interest rates;
• "PSB" pension is characterized by high profitability, is issued free of charge on the day of application, provides significant discounts for non-cash settlements with trade enterprises;
• "Your PSB" serviced without commissions, subject to quite democratic requirements, guarantees significant discounts on partner products, provides for the possibility of automatic replenishment of the balance;
• "Your PSB Plus" has its own advantages: 4 premium cards are issued in rubles and foreign currency, increased cashback points are accrued, SMS informing about all transactions performed is provided without commissions, mandatory payments and transfers are made;
• "Your PSB Premium" provides the owner with a set of privileges in the form of free cash withdrawal in foreign countries, preferential insurance when traveling abroad, a dedicated telephone line, increased profitability;
• "World map without borders" characterized by the accrual of miles for purchases in the "travel" category, free purchase insurance policy when traveling abroad, receiving solid interest and impressive bonuses.

Today, Promsvyazbank is considered one of the largest non-state banks in the Russian Federation. This is a financial institution of a universal type, providing a significant list of banking services individuals and organizations. One of the main areas of commercial activity of this financial structure is the issuance and subsequent servicing of debit cards, which are presented on the market of relevant banking products in a fairly wide range. According to many users, the Promsvyazbank debit card is a very useful financing tool.

With debit cards issued by Promsvyazbank, holders can perform the following daily tasks:

• withdraw money in cash through ATMs;
• produce remote Money transfers;
• pay for purchases by non-cash transfer of funds;
• conduct online transactions (non-cash financial operations through the Internet);
• receive bonuses, discounts, cashback upon using this card to make payments;
• receive interest income on the card on the balance of funds.

Bank customers can issue and receive such a card in two available ways:

• send an application online, and the finished card will subsequently be delivered by courier;
• visit the office of a banking institution, personally submit an application to an authorized employee, pick up the card after completing all the necessary formalities.

Promsvyazbank debit card can be ordered in Internet banking or issued during a personal visit to the bank

Card "Good mood"

This debit card is considered the easiest to use and the fastest to process of the entire set. plastic cards offered by the bank. You can issue it at a branch of Promsvyazbank in just 10 minutes. The front side of this plastic has a colorful and bright design that is fully consistent with the name. This tool allows you to successfully apply all the functionality that is typical for debit cards. Additionally, you can highlight the following features of the card:

• if the owner daily maintains the account balance at a level exceeding 5 thousand rubles, then 4% income will be accrued on the balance of funds;
• bank partners provide the holder with discounts (up to 40%);
• you can use online banking to remotely perform various transactions and control the status of accounts;
• there is an option that allows you to automatically transfer a predetermined amount to the savings account.

For this debit card, the bank regulates the following limits and tariffs:

1. The cost of the service is 200 rubles per year.
2. The cash withdrawal limit is 100,000 rubles per day.
3. Restriction per month - 300 thousand rubles.
4. Commission for withdrawing money through ATMs of other financial institutions - 1%.
5. If the daily limit is exceeded - 2%.
6. Remittance legal entity – 0,3%.
7. Transfer of funds to an individual – 1%.
8. The commission is not subject to receiving a transfer for an amount not exceeding 150 thousand rubles.
9. Upon receipt by the holder of a transfer for an amount exceeding 150 thousand rubles, a commission of 1% is charged.

Promsvyazbank offers different programs for debit cards

Name cards from Promsvyazbank

The Bank provides customers with the opportunity to issue personalized debit cards, which are characterized by the presence of increased limits. Conditions and tariffs for plastic cards of this type may vary, they depend on the status of a particular instrument. General feature all cards in this category - no annual service fee, subject to certain requirements by the user. Withdrawal restrictions Money are differentiated according to the following criteria:

• card type (gold, platinum);
• the package of services chosen by the consumer (tariff plan).

GOLD debit card

The client can receive this plastic by issuing one of the two tariff plans offered by the bank - the PSB package or the PSB Plus package. The application of the PSB tariff has the following features:

• the user receives two GOLD cards (there is no fee for their maintenance);
• if the holder makes transfers, the total amount of which does not exceed 10 thousand rubles per month, you will not have to pay a commission for this service;
• monthly maintenance of this package will cost the consumer 100 rubles.

The client has the opportunity to use free of charge GOLD card and the SIS package if at least one of the following three requirements is met:

1. The balance is maintained at a level exceeding 100 thousand rubles.
2. The total amount of payments made with the GOLD card exceeds 30 thousand rubles.
3. The balance amount is more than 30 thousand rubles, the amount of card payments is more than 5 thousand rubles (these conditions must be met simultaneously).

If the user prefers PSB Plus, then the operation of the GOLD card will have the following specifics:

• four free plastics with GOLD status are provided;
• if the holder makes money transfers for a total of 15,000 rubles via online banking in a month, then he does not pay a commission in this case;
• the client enjoys a discount on safe rental (20%);
• 0.5% bonus to the funds on the savings account;
• service cost - 300 rubles.

If a client is interested in debit plastic with GOLD status, then it is PSB Plus that will provide him with maximum preferences and the most favorable rates. The consumer can count on the absence of payment for the service if he strictly adheres to at least one of the three conditions listed below:

• the total amount of card payments per month is more than 30,000 rubles;
• card account balance - more than 500,000 rubles;
• balance - more than 100,000, payments - 15,000 (at the same time).

Premium Debit Card

World PayPass debit card

World PayPass plastic is provided to the client subject to the use of the PSB Premium tariff plan. The benefits and features of this card are as follows:

• you can order 5 cards with a free service;
• if the holder makes transfers to other financial institutions for an amount not exceeding 20,000 rubles, then the bank will not charge a commission in this case;
• opening a deposit by a client is accompanied by the addition of 0.5% to the main rate;
• if the consumer travels abroad, he is provided with insurance for 50,000 euros;
• it is possible to withdraw cash abroad;
• if the client is abroad, he can use the emergency cash withdrawal service;
• currency conversion can be carried out at a more favorable rate;
• the user can rent a safe with a 25% discount;
• premium service of a personal nature;
• monthly cost - 700 rubles.

A free service can be provided to a client if the mode of use of this plastic corresponds to at least one of three indicators:

• card payments in the amount of more than 115,000 rubles;
• the balance is maintained at a level exceeding 1,000,000 rubles;
• balance - 500,000, payments - more than 20,000 (at the same time).

Platinum Debit Card

Plastic of this status has another characteristic name - All Inclusive. Essentially, this is the target map. Promsvyazbank is successfully promoting this privileged class tool, which is freely used by the user anywhere in the world. As an addition to All Inclusive, the holder can order two premium cards - Visa Platinum and MasterCard World.

Platinum: This plastic is endowed with the PayPass option, which allows you to make payments and transactions through an ATM in a contactless way.

Online banking and mobile banking services are provided to the client free of charge.

Service and cost:

1. The holder receives a partial refund (5%) of the money paid by the card for purchases belonging to a pre-selected category (for example, restaurants, shops, gas stations).
2. The cost of annual maintenance is 1500 rubles.
3. If the balance of the account was regularly maintained by the consumer at a level exceeding 50,000 rubles, then the service fee will not be charged after the end of the first period.
4. The monthly cash withdrawal limit is a maximum of 1,000,000 rubles.

Platinum Debit Card

Promsvyazbank cards: how to issue

The issuance of any debit card is initiated by submitting a correctly drawn up application to the bank. First of all, the applicant must select on the site financial institution the most suitable product by opening the appropriate application form, which contains the following data:

• Name of the applicant;
• Date of Birth;
• city ​​of residence of the client;
• region of the client's residence;
• e-mail address;
• contact phone numbers.

After that, the completed online application should be sent. After some time, the applicant will be called back by an employee of a banking institution who will perform the following tasks:

• clarification of the necessary details;
• assistance in determining the most appropriate type of card;
• drawing up a complete application (in the mode of telephone communication);
• agreeing on the date of receipt (delivery) of plastic.

Similarly, you can issue a card through a personal visit by the client to the office of a financial institution. It is necessary to take a civil passport with you to enter the relevant information into the questionnaire.

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Cashless payments are becoming more popular every day. And it's natural! Indeed, in this way it is possible to ensure the best safety of funds: even in case of loss or theft of a card, its account can easily be blocked and thereby restrict access to your hard-earned money.

Debit cards for cashless payments are offered by almost all financial institutions. Within the framework of this article, products that are available in Promsvyazbank will be considered.

Views in Promsvyazbank

So what are debit cards Promsvyazbank offers? There are 3 main debit products at the heart of this company:

• Cards under the program "Your PSB".
• All inclusive.
• "Good mood".

Each of the options has its own specific features, advantages and disadvantages. To help a potential client make a choice faster, you should consider all options more carefully.

Programs "Your PSB"

This program is based on 3 card products. This:

• "Your PSB";
• "Your PSB plus";
• "Your PSB Premium".

The first of the proposed options from Promsvyazbank is debit cards, the tariffs for which are minimal among other products. They are also the simplest and most understandable. The cost of maintenance is 100 rubles per month. But the bank undertakes to remove this payment (that is, to make the service free) when one of the following points is met:

• In a month, transactions were carried out on the card to pay for purchases in the amount of 10 thousand rubles.
• In a month, purchases were made in the amount of goods from 5 thousand rubles + there is always a balance of 30 thousand rubles on the account.
• The account constantly contains funds in the amount of 100 thousand rubles.

The cost of servicing "Your PSB Plus", in turn, is 300 rubles per month. But here, free service is also available if one of the following conditions is met:

• In a month, the card paid for goods in the amount of 30 thousand rubles.
• In a month, purchases in the amount of 15 thousand rubles or more are made with the card + 100 thousand rubles remain permanently on the account.
• There is always a balance of half a million rubles on the account.

The advantages of the second product "Your PSB Plus" over "Your PSB" are as follows:

• Savings account surcharge of 0.5%.
• Free SMS notification.
• 20% discount on safe rental.

Service "Your PSB Premium" will cost the holder 700 rubles per month. But this cost can be reduced to zero by simply doing one of the following:

• In a month, purchases in the amount of 115 thousand rubles were paid on the card.
• In a month, the card paid for goods in the amount of 20 thousand rubles + there is always a balance in the account in the amount of half a million rubles.
• There are funds in the account in the amount of one million rubles.

The advantages of the last product over the rest are as follows:

• Accrual of 1% to the savings account.
• Free SMS-informing, cash withdrawal abroad.
• Preferential currency exchange via the Internet.
• 25% discount on safe deposit box rental.

All inclusive

This is a premium debit card of Promsvyazbank, reviews of which are only positive. And all this is due to the fact that when making purchases with such a card, its holder will return a certain amount to his "plastic". And in this case it is equal to 5% of the amount of paid goods and services. That is, any spending of money will allow you to earn some extra money!

In addition, there are other advantages of this product:

• Possibility to choose the frequency of writing off money for maintenance (once a month or a year).
• Free service while maintaining a certain balance on the account.
• Free cash withdrawal at ATMs of Promsvyazbank and its partners.
• Free internet banking and mobile banking.
• Reliable protection against fraudsters.

"Good mood"

Sometimes a client is in a hurry and needs to receive debit cards in a matter of hours. Promsvyazbank is ready to help out in such a situation. There is a great offer for them - a product called "Good mood". A bank employee will be able to issue it on the day of application. In addition, this card has the following advantages:

• Bright and beautiful design.
• Accrual of interest on the balance from the first month.
• Availability of Internet banking. It allows you to easily and simply manage your funds on your account.
• Discounts up to 40% on the list of goods and services from partners of Promsvyazbank.

Order a debit card

If you want to issue one of the proposed products, you need to do one of the proposed options:

• Contact the office of the financial institution in question.
• Apply for registration through the official website of the company.

1. The official website of Promsvyazbank is logged in.
2. At the top of the page that opens, you need to find the section " Online services", go through it.
3. Select "Application for an All inclusive card" in the window that appears.
4. The application page will open. Here you will need to fill in all the proposed fields, namely, enter information about the applicant's full name, date of birth, contact information.
5. After filling in all the data, you will need to click on "Submit Application".

After a while, a bank employee will contact the applicant and discuss all the details of the order.

Bank card store

Those who want to stand out from others by having an individual, bright and unique card should definitely use the special service offered by Promsvyazbank. Debit cards, the limits of which are identical to the All inclusive product, can be made in any form. At the same time, it is possible to choose both a ready-made version of the card design, and upload your favorite image.

To implement this idea, you need to follow these simple steps:

Let the information provided on which debit cards Promsvyazbank offers be useful to the reader and he will choose exactly the product that ideally satisfies his desires and requirements.